Truck accidents differ significantly from car accidents in London. While passenger vehicles weigh about 5,000 on average, trucks can weigh up to 20,000. And in some cases, that is before they are even loaded with cargo. Because of this, truck accidents can do much greater harm to injured victims than a simple car accident, leaving victims without income and high medical bills while they recover.
With major thoroughfares like Highway 401, Highway 7, and Highway 135, truck accidents happen all too often in and around London. When they do, accident victims need to speak to a London truck accident lawyer right away. A qualified injury attorney can help injured parties get the compensation they may have coming to them.
Our truck accident lawyers can meet with you in London for a free initial consultation. Call (416) 364-2000
Truck Accidents and Insurance
Ontario is a no-fault insurance province and as such, when accidents occur in London, the victim’s own insurance company will provide them with accident benefits. To do so, they will need to file an accident benefits claim with their insurance company. Still, insurance companies want to pay as little as possible to accident victims and so, they may attempt to deny legitimate claims for treatments and other benefits. Either way, if the victim is not at fault for the accident, the can still launch a third-party tort claim against the at-fault party for all damages not covered by their accident benefit carrier.
It is for this reason that accident victims are recommended to speak to a truck accident lawyer in London, Ontario before they even speak to the insurance company. A lawyer will have a better idea as to an amount of fair compensation the victim is entitled to, and will not settle for less.
Typically, insurance companies will attempt to deny benefits and the at fault parties insurance company will generally not offer any compensation for pain and suffering, medical bills and loss of income. This is where filing a London personal injury lawsuit can provide more compensation to the victim.
London Truck Accidents Lawyer Near Me (416) 364-2000
Compensation Available after a Truck Accident
While getting compensation of any kind can be difficult after a truck accident, some types are easier to get than others. For instance, economic damages are those that have an actual dollar value attached to them. Medical bills, loss of wages, and rehabilitative costs are all concrete; they are easy to determine. This makes these types of compensation easier to get than damages for pain and suffering.
Pain and suffering does not have an actual dollar amount attached to it because no one can say with certainty how much pain and suffering one is enduring. One reason pain and suffering awards are difficult to obtain in London is that the law imposed a statutory threshold to the detriment of victims. Even if the victim’s injury exceeds the statutory threshold, the value of the pain and suffering award must still exceed the statutory deductible of approximately $37,000 prior to the victim receiving any compensation for pain and suffering.
That threshold states that in order for a victim to be eligible for pain and suffering, they must have suffered a permanent and serious disfigurement such as scarring, and/or a permanent serious impairment of an important physical, mental or emotional function.
Contacting a London, Ontario Truck Accident Lawyer
Truck accidents can leave victims with very serious injuries, but there may be compensation to help victims while they recover.
In order to get the total amount of compensation available, it is crucial that accident victims speak to a qualified London, Ontario truck accident lawyer that can help them with their case.