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Toronto ATV Accidents Lawyer

All-terrain vehicles, better known as ATVs, are some of the most popular vehicles in Ontario, especially in the summer.

Drivers wait all winter long to hop on their ATV and scoot around on their own property, their farms, or branch out to other areas of the town or city. Because of this, the number of ATVs injuries seen each year is increasing.

In fact, according to the Canadian Institute of Health Information, these accidents are the most common cause of injury, and they are increasing at rates faster than any other type of vehicle.

When someone has been injured in an ATV accident, they may be eligible for compensation. It is important to speak to a qualified Toronto ATV accidents lawyer that can help individuals get the full amount of compensation.

Definition of an ATV

According to the Off-Road Vehicles Act, an ATV can be considered as:

  • A dune buggy
  • An ATV with no more than three wheels that has handlebars controlling steering and a seat that is to be straddled by the driver
  • An ATV that has four wheels, is used for utility applications such as farming, has handlebars to control steering, and a seat that is designed to be sat in by the driver

Rules for ATVs in Ontario

Just like other motor vehicles such as cars, trucks, and motorcycles, there are certain rules those driving ATVs must abide by. These include:

  • Speed limits must be obeyed
  • ATV insurance must be carried
  • Passengers are not allowed
  • May tow trailers
  • Must have clear views from all angles
  • Must not be under the influence of drugs or alcohol
  • Motorcycle helmets must be worn

Many times one or more drivers were not following these rules just before or at the time of accident. Even when injured parties were not abiding by the above requirements, they may still be entitled to compensation, but they must speak to an ATV accidents lawyer in Toronto.

Accident Insurance

Just like Ontario has no-fault insurance for motor vehicles, the insurance on ATVs is also considered no-fault. This means that injured parties must apply for accident benefits through their own insurance company.

In addition to this and provided that the injured party was not at fault for the accident, they can also bring a lawsuit for pain and suffering and other damages, against the other person who was at fault for the accident.

Similar to other motor vehicles, at times an ATV owner may allow someone else to drive their ATV. This is acceptable, but children are not allowed to operate an ATV unless they are over the age of 12. Even then, they must be under the direct supervision of an adult.

If an accident occurs while someone other than the owner was driving, the owner will still be held responsible and will need to go through their own insurance company.

However, insurance is not always necessary for ATVs. If the vehicle is being driven or ridden solely within the confines of a person’s private property, insurance is not necessary. If the ATV is going to leave the property, it must have valid insurance before it does so. For an individual to determine how exactly insurance applies to their vehicle, they should not hesitate before contacting a Toronto ATV accident lawyer.

Injuries and Compensation

The injuries resulting from an ATV accident can be extensive, and they can vary greatly in their severity. During an ATV accident, the vehicle is most likely to roll and cause broken bones, paraplegia, or quadriplegia.

When an injury has occurred, the victim can seek compensation for loss of present and future income, medical bills, and in some cases, even the loss of guidance or care when a wrongful death has occurred. Such compensation can be best obtained using an ATV accident lawyer in Toronto.

Benefit of a Lawyer

Pain and suffering may also be awarded, but these damages are very difficult to recover in Ontario ATV cases, and they have strict limits and potentially deductibles.

ATV accidents are similar to other motor vehicle accidents in some aspects. However, ATVs cannot be classified in the same way as cars and trucks and so, this area of law can become quite complicated. If you have been injured in an ATV accident, contact a Toronto ATV accident lawyer that can help.