Based on anecdotal evidence, it seemed clear that the Licence Appeal Tribunal (LAT) had been favouring the opinions of insurers when determining whether applicants qualified for a catastrophic impairment (CAT) designation. However, recent, well-reasoned decisions signal that a new trend is underway at the LAT, giving hope to many catastrophically impaired survivors of motor vehicle accidents throughout the province. To read more, click here.
A general review of recent decisions at the Licence Appeal Tribunal (LAT) indicates an increasingly high volume of rulings in favour of insurance companies when determining catastrophic impairments. However, a recent, well-reasoned decision may be the sign of a new trend at the LAT, as a deserving applicant was fittingly determined to be catastrophically impaired. To read more about this case, click here.
In a recent dispute before the License Appeal Tribunal, an insured car accident victim who had applied for accident benefits was barred from pursuing a claim because they had not attended various medical examinations that had been requested by their insurer. This case demonstrates the importance of scrutinizing insurers’ notice letters to determine whether insurer examinations that have been requested are appropriate or necessary. Click here to read more.
In the immediate aftermath of a serious motor vehicle collision, an accident victim’s body often produces adrenaline which could delay or diminish the symptoms of serious injuries. If the survivors of serious accidents ignore the signs of traumatic brain injuries or fail to seek immediate medical attention, they could face permanent consequences. To learn more, click here.
Accident survivors who have been seriously injured as the result of another party’s negligence may be entitled to financial compensation for their injuries. However, the amount of damages they may be able to recover can vary substantially based on the severity of injuries they have sustained. To learn more, click here.
When accidents on the road or on someone else’s property cause traumatic brain injuries (TBIs), within moments, an unsuspecting victim’s life can be changed forever. In addition to expensive costs of associated care, TBIs can have a significant human cost for both injured accident victims and their loved ones. To learn more, click here.
In Ontario, a negligent driver is not automatically liable for the “pain and suffering” or other non-pecuniary damages sustained by a car accident victim. The Ontario Insurance Act expressly states a driver is not responsible for such damages unless one of two exceptions apply: The first exception is for accidents in which the victim suffered … Continue reading “Does My Auto Accident Injury Qualify as a “Permanent Impairment”?”
