Peterborough Long-Term Disability Lawyer
Receiving a denied claim for long-term disability (LTD) benefits can be an overwhelming, frightening experience. People who cannot perform the duties of their jobs because of a severe injury, chronic illness, or mental health disorder often have limited financial options. If their employer’s group insurance plan or a private insurance policy they pay for themselves includes coverage for LTD benefits, seriously injured or ill policyholders who cannot return to work might rely entirely on their insurance payments to support themselves and their families.
Unfortunately, each year, insurance providers across the country deny more than half of the claims for LTD benefitssubmitted by their policyholders. By doing so, they might be withholding an eligible claimant’s only source of income to help them weather a challenging and difficult storm.
Insurance providers can deny an applicant’s claim for LTD benefits for a number of reasons. Common examples of reasons for turning down a policyholder’s claim include:
- Insufficient supporting medical evidence was included in the application
- Claim was filed late, past requisite deadlines
- There is no objective evidence of disability (often the case with “invisible” injuries or illnesses)
- The medical condition does not meet the insurance policy’s definition of “disability”
- The policy includes contractual stipulations (often excluding pre-existing conditions) that disqualify a claimant’s application
- The claimant refused to undergo an independent medical examination (IME)
- And more
Any policyholder whose claim for LTD benefits is not approved should have the opportunity to appeal their insurance provider’s decision in an attempt to overturn their initial denial. However, for people undergoing prolonged treatment for an ongoing, disabling medical condition who might not be familiar with insurance companies or the tactics they use, standing up for what they are rightfully owed can feel like an impossible (and expensive) challenge.
However, by working with long-term disability lawyers serving Peterborough, eligible claimants might be able to recover the compensation they deserve. Our Peterborough long-term disability lawyers have combined decades of experience fighting back against the unfair practices often employed by insurance companies. With assistance from our long-term disability lawyers serving Peterborough, mistreated insurance policyholders might be able to recover the benefits payments they were previously denied, as well as legal fees, damages they have incurred as a result of their claim’s initial denial, and possibly more.
Our Peterborough long-term disability lawyers are committed to providing essential legal advice and assistance to members of the local community. At Preszler Injury Lawyers, we appreciate that people who are not currently earning their regular wages may not as though they can afford to seek advice from a lawyer. However, our long-term disability lawyers serving Peterborough do our best to remove financial barriers to accessing our services.
At Preszler Injury Lawyers, all prospective clients receive a free initial consultation. There is absolutely no charge to take advantage of this first meeting, during which you will have the chance to ask questions about your case and receive crucial, personalized legal advice about options that might be available to you.
Furthermore, if you are eligible to pursue legal action, you will not be charged for our services unless we win your case. That’s because Preszler Injury Lawyers operate on a contingency-fee basis.
Take Advantage of Your Free Initial Consultation – Call 1-800-JUSTICE Today
To receive the benefit of case-specific legal advice, contact Preszler Injury Lawyers to schedule your free initial consultation. Learn more about how our Peterborough long-term disability lawyers might be able to assist you by calling 1-800-JUSTICE.
