Your Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Tips to Fill Out the OCF-4: Death and Funeral Benefits Application

If you lost a close relative as the result of a motor vehicle collision, you might be entitled to death and funeral benefits to help offset the costs of expenses you have incurred following their untimely death. In order to apply for these payments, you may be required to complete and submit a claim for accident benefits, along with an OCF-4 form. Here are some tips about completing the OCF-4.

Tip 1: Understand the Benefits Available to You and Your Family

Assess your available benefits before you complete and submit the OCF-4.

Available benefits depend on the nature of your situation but generally are as follows:

  • A maximum of $6,000 or $8,000 in funeral expenses
  • $25,000 or $50,000 in death benefits for a surviving spouse
  • $25,000 to equally share among dependants when there is no surviving spouse
  • $10,000 or $20,000 in death benefits if you were dependant upon the deceased
  • $10,000 in death benefits may be available in certain cases where a dependant has died in an auto accident

The maximum available benefit depends on the terms of the policy under which the deceased was insured.

Tip 2: Determine if You Qualify for Benefits

Death benefits and funeral reimbursement is available only to certain qualifying survivors. You may qualify if the person who died as a result of the accident was:

  • Your spouse
  • Your former spouse (provided you were receiving maintenance or another form of court-ordered financial support)
  • Your parent, guardian or another person upon whom you were financially dependant
  • Dependant upon you (such as a child)

Your loved one must have died within 180 days of the accident for you to be eligible for death and funeral benefits. There are certain exceptions to this timeline, such as in cases where an injury resulted in continuous disability prior to the time of death.

Tip 3: Include Receipts to Verify Funeral Expenses

You should be able to provide original receipts or other documentation to prove all funeral expenses. You also should be prepared to offer detailed contact information about the supplier or service provider. You will be expected to provide a detailed explanation for any missing receipts or bills.

Tip 4: Include Other Necessary Documentation

Your completed OCF-4 should include a copy of the death certificate. You also should submit a completed application for accident benefits. This is necessary even if you are not seeking other types of benefits.

Tip 5: Be Honest and Detailed

Ensure there are no blank or incomplete portions of the OCF-4. At the same time, it is crucial that all information be honest and accurate to the best of your knowledge. Seek professional advice if you are unsure about any portion of the application. False or inaccurate information could result in the denial of the claim, fines or even imprisonment.

If you have questions about completing an OCF-4 form, or if your claim has been denied, contact our Ontario accident benefits lawyers today. Schedule your free initial consultation by calling 1-800-JUSTICE.

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique and that case results listed on site are from experiences across Canada and are not specific to any province. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets. We are also proud to service additional provinces like Alberta, British Columbia and Nova Scotia.