It is not uncommon for insurance providers to deny claims for long-term disability benefits or prematurely and unfairly terminate a recipient’s payments. Doing so can cause disabled individuals a great deal of stress, anxiety, and fear. In some cases, insurers who treat their clients unfairly may be required to pay punitive and aggravated damages. To learn how a long-term disability lawyer may be able to fight back against the hardball tactics often used by insurers, click here.
Throughout the first week of June, wildfire smoke has reduced the air quality and polluted the skies over Ontario, and indeed, much of the country and the eastern US. The hazardous air quality can be harmful to everyone’s health even at low concentrations. But at this level, everyone needs to take warning, particularly members of high-risk communities and those suffering from chronic respiratory diseases. Click here to read more.
Applying for long-term disability (LTD) benefits can be difficult. Insurance companies often make the process more complicated than it needs to be, and common errors often made by claimants when submitting their applications can lead to unnecessary stress and income loss. To learn about common mistakes to avoid when applying for LTD benefits, click here.
After being diagnosed with a disabling medical condition, it can be difficult to finalize an application for long-term disability benefits within the short timeframes prescribed by insurance companies. Unfortunately, many people need more time to submit their benefits claims, and these deserving applicants often receive unfair treatment simply because they were not able to meet the mandated deadlines. In these situations, is there anything a denied claimant can do to get the benefits they need? Click here to learn more.
When people sustain severe injuries or develop serious illnesses whose symptoms make it impossible to continue working, they may be eligible to apply for long-term disability benefits from their insurance provider. However, if their claim is based largely on subjective evidence and cannot be proven with observable, objective proof, it can be difficult to recover the benefits they are rightfully owed. Click here to learn more.
Mental illness is now the leading cause of disability worldwide. In Canada, the cost of mental illness – both socially and financially – is astronomical. According to new data, more than a third of all disability claims in the country were related to mental health issues, costing Canadians tens of billions in dollars in costs and productivity losses. To learn more, click here.
Post-traumatic stress disorder (PTSD) is a serious mental health condition that can develop after a person experiences a traumatic event. In Canada, car accidents are a leading cause of PTSD, with up to 10% of motor vehicle collisions survivors developing the serious disorder. To learn more about coping with PTSD after surviving a car accident, click here.
Researchers have linked more than 40 million cases of newly developed neurological disorders to COVID-19. The real-world effects of these brain injuries could have substantial impacts on a person’s cognitive functions, interpersonal relationships, and abilities to perform the duties of their jobs. To learn more about options available to people who can no longer work because of the symptoms of their COVID-related disorders, click here.