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Are Members of My Family Automatically Covered by My Ontario Insurance Policy?
An insurance policy issued in Ontario covers not only the insured person, but also anyone residing in their “household.” For example, let us say you are married and own a car. Your insurance policy will likely cover your spouse in the event he or she is involved in a motor vehicle accident while using your...
Bonter v. Estate of Laird: Possession, Consent, and a Motor Vehicle Accident
Under Ontario law, the owner of a car or other motor vehicle can be held legally responsible for an accident even if he or she was not the driver. Basically, if another driver uses your car with your permission and causes a motor vehicle accident, the victims can file a personal injury lawsuit against you...
