Ontario Personal Injury Lawyers
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Preszler Injury Lawyers

Barrie Catastrophic injury Lawyers

If you have suffered a catastrophic injury as a result of a motor vehicle accident, navigating the complicated process of applying for accident benefits can be overwhelming. In addition to struggling with new physical and economic realities, catastrophically impaired accident survivors often face administrative, bureaucratic, and legal challenges when dealing with their insurance provider.

Although catastrophically impaired survivors of motor vehicle accidents should be entitled to the highest amounts of accident benefits, insurance providers often find reasons to dispute policyholders’ claims or withhold benefits to which they should be entitled. Doing so can cause catastrophically impaired car accident victims undue stress and financial insecurity.

One of the key factors in determining the amount of accident benefits available to survivors of motor vehicle accidents is the severity of the injuries sustained. Those who have sustained injuries that meet the threshold of catastrophic impairment should be granted the highest amounts of accident benefits available.

The mandatory minimum amount of accident benefits that must be included in all auto insurance plans in the province are determined in accordance with Ontario’s Statutory Accident Benefits Schedule (SABS). While some policyholders may elect to purchase additional coverage, all basic auto insurance plans must include at least the following accident benefits amounts:

  • $3,500 in medical and rehabilitation benefits for accident victims who sustained minor injuries
  • $65,000 over 5 years for the combined total costs of medical, rehabilitation, and attendant care benefits for accident victims who sustained non-minor, non-catastrophic injuries
  • $1 million for life in combined medical, rehabilitation, and attendant care benefits for accident victims who sustained catastrophic injuries

In addition to regulating the amount of accident benefits to which an accident survivor should be entitled, the SABS also defines the term “catastrophic impairment” in order to clarify who is eligible for the highest amount of coverage. According to this legislation, a person is considered to have suffered a catastrophic impairment if they suffered at least one of the following outcomes as a result of their motor vehicle collision:

  • Paraplegia or Tetraplegia
  • Severe impairment of ambulatory mobility or use of an arm; or Amputation
  • Loss of Vision of Both Eyes
  • Traumatic Brain Injury (TBI) meeting the Glasgow Outcome Scale-Extended (GOS-E) criteria
  • Physical Impairment or Combination of Physical Impairments (which results in 55% or more of whole person) 
  • Mental or Behavioural Impairment (excluding Traumatic Brain Injury) Combined with a Physical Impairment (which results in 55% or more impairment of the whole person)
  • Marked impairment in three or more areas of function that precludes useful functioning; or an Extreme impairment in one or more areas of functioning due to mental or behavioural disorder

In order to apply for the accident benefits they deserve, a catastrophically impaired claimant’s attending physician must complete an OCF-19 form stating their medical opinion that their patient’s accident-related injuries meet the threshold of catastrophic impairment. Unfortunately, even after being presented with the medical opinion of a physician familiar with the claimant’s injuries, insurance providers may find reasons to dispute an applicant’s claim.

Our Barrie catastrophic injury lawyers have experience helping car accident victims navigate the dispute resolution process when their insurance providers refuse to offer them the accident benefits they are rightfully owed. With assistance from our catastrophic injury lawyers serving Barrie, many survivors of motor vehicle collisions across Ontario have received the fair treatment and coverage they deserve. To learn more about working with our Barrie catastrophic injury lawyers, take advantage of a free initial consultation by calling us today.

Talk With Our Legal Team

If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

Speak with Preszler Injury Lawyers Today

The process of disputing an unfair insurance settlement alone can be frustrating, disheartening, and confusing. Our catastrophic injury lawyers serving Barrie may be able to negotiate a fair settlement with your insurance provider on your behalf, or represent your best interests in Court, if necessary. To learn if you might be eligible to work with our Barrie catastrophic injury lawyers to get the coverage you deserve, contact us today.


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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