Your Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Frankford Catastrophic injury Lawyers

Motor vehicle accidents can leave lasting physical, emotional, and financial scars. Catastrophically impaired accident survivors are often faced with daunting challenges as they navigate the aftermath of a devastating collision.

The financial burden of coping with catastrophic injuries can be overwhelming for survivors. Immediate costs for medical treatment, rehabilitation, and attendant care can add up quickly, and the long-term anxiety about supporting oneself and one’s family can be distressing. That is why all basic auto insurance plans of Ontario must have provisions for no-fault accident benefits.

In Ontario, the inclusion of no-fault accident benefits in all basic auto insurance plans is intended to provide support to those who have been injured, regardless of who is at-fault for the collision. However, the practical realities of accessing these benefits can be complex and overwhelming for survivors.

Ontario’s Statutory Accident Benefits Schedule (SABS) defines the term “catastrophic impairment” based on specific, quantifiable criteria in order to determine which accident victims should be entitled to higher benefits amounts. According to the official definition, the following accident-related injuries and medical conditions should qualify a claimant to meet the threshold of catastrophic impairment:

  • Paraplegia or Tetraplegia
  • Severe impairment of ambulatory mobility or use of an arm; or Amputation
  • Loss of Vision of Both Eyes
  • Traumatic Brain Injury (TBI) meeting the Glasgow Outcome Scale-Extended (GOS-E) criteria
  • Physical Impairment or Combination of Physical Impairments (which results in 55% or more of whole person)
  • Mental or Behavioural Impairment (excluding Traumatic Brain Injury) Combined with a Physical Impairment (which results in 55% or more impairment of the whole person)
  • Marked impairment in three or more areas of function that precludes useful functioning; or an Extreme impairment in one or more areas of functioning due to mental or behavioural disorder

Insurance companies consider multiple factors when assessing accident benefits claims. Accident benefits are distributed in different amounts based on the severity of the injuries sustained in the collision. People who have been impaired catastrophically are generally entitled to the highest level of accident benefits available.

The SABS outlines the basic amounts of benefits that must be included in all auto insurance plans throughout the province. These benefits are based on the types of injuries sustained by claimants, and are as follows:

  • $3,500 in medical and rehabilitation benefits for accident victims who sustained minor injuries
  • $65,000 over 5 years for the combined total costs of medical, rehabilitation, and attendant care benefits for accident victims who sustained non-minor, non-catastrophic injuries
  • $1 million for life in combined medical, rehabilitation, and attendant care benefits for accident victims who sustained catastrophic injuries

Accident benefits are meant to provide a safety net, but insurance companies may complicate the process by disputing the opinions of claimants’ physicians and healthcare providers, subjecting their claims to undue scrutiny and suspicion, and forcing applicants to undergo independent medical examinations. If an insurance provider finds a reason to deny a claimant’s coverage or withhold benefits to which they should be entitled based on the severity of their injuries, catastrophically impaired motor vehicle survivors can feel helpless, confused, and uncertain about the future.

If you are being pressured by your insurer to accept an unfairly low settlement offer, our Frankford catastrophic injury lawyers may be able to provide you with the legal support and assistance you need. Our initial consultation is free for all prospective clients. To speak with our catastrophic injury lawyers serving Frankford at no cost during an initial consultation, contact us today.

Speak to Us Today

Our Frankford catastrophic injury lawyers provide case-specific advice to injured members of the local community who take advantage of a free initial consultation. By doing so, we strive to help catastrophically impaired accident survivors understand their rights and options for financial recovery. Contact our offices today to book your free initial consultation with our catastrophic injury lawyers serving Frankford.


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique and that case results listed on site are from experiences across Canada and are not specific to any province. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets. We are also proud to service additional provinces like Alberta, British Columbia and Nova Scotia.