Ontario Personal Injury Lawyers
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Preszler Injury Lawyers

Hawkesbury Catastrophic injury Lawyers

Dealing with the aftermath of a car accident that leaves you with catastrophic injuries can feel overwhelming. The impact of such a traumatic event can affect every aspect of your life, from your physical abilities to your mental health.

Unfortunately, in addition to all of those challenges, the ongoing financial strain of coping with severe and permanent injuries and the costly expenses associated with them only increase the stress and anxiety of an already challenging experience. Many catastrophically impaired survivors of motor vehicle collisions struggle to afford the costs of important services that are essential for their long-term physical and psychological well-being, such as medical expenses, rehabilitative treatments, and attendant care.

Fortunately, in Ontario, injured survivors of motor vehicle collisions can submit a claim for accident benefits, a form of insurance coverage intended to offset the costs of certain financial losses incurred in response to the injuries caused by the accident. These benefits are designed to provide financial relief and security to drivers, passengers, motorcycle riders, pedestrians, cyclists, and other road-users who sustained injuries as the result of a collision, regardless of who was at fault for the accident.

The amount of accident benefits you may be eligible for depends on the severity of your injuries, as mandated in Ontario’s Statutory Accident Benefits Schedule (SABS). The following are the prescribed amounts that must be included in all auto plans provincewide:

  • $3,500 in medical and rehabilitation benefits for accident victims who sustained minor injuries
  • $65,000 over 5 years for the combined total costs of medical, rehabilitation, and attendant care benefits for accident victims who sustained non-minor, non-catastrophic injuries
  • $1 million for life in combined medical, rehabilitation, and attendant care benefits for accident victims who sustained catastrophic injuries

Since the amount of accident benefits available to catastrophically impaired accident victims is substantially higher, the SABS provides specific qualifying criteria for this tier of benefits coverage. According to the SABS, you may be considered catastrophically impaired if you have sustained at least one of the following criteria:

  • Paraplegia or Tetraplegia
  • Severe impairment of ambulatory mobility or use of an arm; or Amputation
  • Loss of Vision of Both Eyes
  • Traumatic Brain Injury (TBI) meeting the Glasgow Outcome Scale-Extended (GOS-E) criteria
  • Physical Impairment or Combination of Physical Impairments (which results in 55% or more of whole person) 
  • Mental or Behavioural Impairment (excluding Traumatic Brain Injury) Combined with a Physical Impairment (which results in 55% or more impairment of the whole person)
  • Marked impairment in three or more areas of function that precludes useful functioning; or an Extreme impairment in one or more areas of functioning due to mental or behavioural disorder

Sadly, insurance companies do not always provide fair and adequate coverage to catastrophically impaired benefits claimants. Often, they will not take the severity of the claimant’s injuries into account, dispute their physicians’ medical assessments and opinions, or try asserting that accident-related impairments were, indeed, caused by pre-existing conditions. These are only some of the unfair tactics insurance companies employ to withhold or delay the payment of fair accident benefits.

If your insurer is trying to coerce or pressure you into accepting a settlement amount lower than what you are entitled to, consider scheduling a free initial consultation with our Hawkesbury catastrophic injury lawyers. Our catastrophic injury lawyers serving Hawkesbury are committed to advocating for the rights of injured accident survivors in the region and helping them obtain the compensation they deserve. To learn more, book a free initial consultation with our Hawkesbury catastrophic injury lawyers by contacting us today.

Talk With Our Legal Team

If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

Call Today for Your Free Initial Consultation

To discuss your case with our catastrophic injury lawyers serving Hawkesbury and receive personalized guidance, contact us today and take advantage of our free initial consultation. During this cost-free, no-obligation first meeting, you can receive case-specific feedback about courses of action you may be able to pursue to get the compensation you deserve. Call us today!


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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