Your Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Sault Ste. Marie Catastrophic injury Lawyers

Living through the aftermath of a car accident that causes catastrophic impairment can feel like an insurmountable challenge. The impact of such a traumatic event can affect every aspect of a survivor’s life, from their physical abilities to their mental health. Additionally, catastrophically impaired motor vehicle accident survivors and their families may feel the strain financially, as they struggle to reacclimate to life with devastating, injury-related financial losses.

In Ontario, no-fault accident benefits can serve as a lifeline for catastrophically impaired motor vehicle accident victims. Regardless of who was responsible for the collision, the accident benefits available to injured car accident victims can provide some financial relief and security, as they cover certain costs associated with the injuries they sustained as a result of their traumatic experience.

The amount of accident benefits available to injured car accident survivors depends on the severity of the injuries caused by their collisions. These amounts are mandated in the province’s Statutory Accident Benefits Schedule (SABS), and are as follows:

  • $3,500 in medical and rehabilitation benefits for accident victims who sustained minor injuries
  • $65,000 over 5 years for the combined total costs of medical, rehabilitation, and attendant care benefits for accident victims who sustained non-minor, non-catastrophic injuries
  • $1 million for life in combined medical, rehabilitation, and attendant care benefits for accident victims who sustained catastrophic injuries

Insurers take several factors into consideration when assessing policyholders’ claims for accident benefits. In order to receive the highest amount of accident benefits coverage, claimants must be able to prove that their injuries meet the threshold of “catastrophic impairment.”

Ontario’s SABS also provides a definition for the term “catastrophic impairment.” By doing so, it makes it clear who should qualify for higher accident benefits coverage. Any victim of a motor vehicle collision who has sustained at least one of the following criteria should fit the SABS’ definition of catastrophic impairment:

  • Paraplegia or Tetraplegia
  • Severe impairment of ambulatory mobility or use of an arm; or Amputation
  • Loss of Vision of Both Eyes
  • Traumatic Brain Injury (TBI) meeting the Glasgow Outcome Scale-Extended (GOS-E) criteria
  • Physical Impairment or Combination of Physical Impairments (which results in 55% or more of whole person)
  • Mental or Behavioural Impairment (excluding Traumatic Brain Injury) Combined with a Physical Impairment (which results in 55% or more impairment of the whole person)
  • Marked impairment in three or more areas of function that precludes useful functioning; or an Extreme impairment in one or more areas of functioning due to mental or behavioural disorder

Accident benefits are meant to provide ongoing support to catastrophically impaired accident survivors, helping them manage their newly acquired medical conditions and the costs associated with them throughout their lifetime. However, insurance companies do not always provide catastrophically impaired accident benefits claimants with coverage commensurate with their injuries’ severity.

If an insurer disputes the claim of a catastrophically impaired accident survivor, the injured party may be required to undergo independent medical examinations conducted by other physicians and healthcare providers. Insurers may use findings from these evaluations to deny a policyholder’s accident benefits claim or offer them far less coverage than they are owed. They may also threaten to engage in daunting and drawn-out dispute resolution processes to pressure the applicant into accepting a lower amount.

If you find yourself in this unfortunate situation, our Sault Ste. Marie catastrophic injury lawyers may be able to represent your best interests in negotiations and other dispute resolution processes with our insurance provider. Our catastrophic injury lawyers serving Sault Ste. Marie are dedicated to standing up for the rights of injured accident survivors in the region to help them get the compensation they deserve. To learn more, book your free initial consultation by contacting us today.

Don’t Hesitate – Call Us Today

For more than sixty years, Preszler Injury Lawyers have stood up to the unfair tactics used by insurance companies to withhold essential funds from the policyholders who need it the most. To discuss your case with our Sault Ste. Marie catastrophic injury lawyers and receive personalized feedback, contact us today and take advantage of your free initial consultation.


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique and that case results listed on site are from experiences across Canada and are not specific to any province. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets. We are also proud to service additional provinces like Alberta, British Columbia and Nova Scotia.