North Bay, Ontario is a prime location for car accidents. Although it has a smaller population than many larger Ontario cities, thousands of people flock to North Bay every year for vacations.
Once the vacation months are over, icy roads and busy highways are still present and are a major cause of accidents.
If you or a loved one is injured in a car accident, it is important that you speak with a North Bay car accident lawyer as soon as possible. An experienced personal injury lawyer in North Bay can build a case to help maximize any potential compensation you may be owed.
Our car accident lawyers can meet with you in North Bay for a free initial consultation. Call (416) 364-2000
Impact on Insurance
Wading through complex insurance issues can be difficult for those that have been in a car accident. Ontario is a no-fault province, meaning that when people have been injured in a car accident and wish to get accident benefits, they have to go through their own insurance company to get them.
This can be difficult because insurance companies are in the business of making a profit, which means paying out as little as possible on accident claims. A car accident lawyer in North Bay can speak to the insurance company for injured victims to help them get the full amount of benefits they may be entitled to.
North Bay Car Accidents Lawyer Near Me (416) 364-2000
When the accident benefits provided by the insurance company are not enough to cover the cost of injuries a tort claim, or lawsuit, may be filed. When a lawsuit is filed the at-fault party will be held responsible for paying compensation to the injured parties.
Compensation can be sought for medical expenses not covered by OHIP, past and future lost income, and pain and suffering. Of all these types of compensation, pain and suffering can be the most difficult to prove, as well as the most difficult to get compensation for.
Of course, injured parties can file a lawsuit to claim compensation but others involved in the car accident, whether directly or indirectly, may also be able to file a claim. Family members of injured victims may file a claim for loss of guidance, care, and companionship if they were dependent on the injured party. These types of claims fall under the Family Law Act claims. If the family member lost a loved one during the course of the accident they may file a wrongful death claim, which falls under personal injury law.
Passengers that are injured in a car accident may also file a lawsuit to claim for compensation if they were injured in an accident, even if the accident was the fault of the driver they were with. Anyone who wishes to file a lawsuit to claim compensation should speak to a car accident lawyer in North Bay as soon as possible.
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Statute of Limitations
In Ontario, there is a statute of limitations of two years on all personal injury claims. This means that the lawsuit must be filed two years from the date the car accident happened. Most car accident claims are filed within 6 to 18 months from the date of the accident.
Even once a claim has been formally filed it can still take a long time for the case to be resolved. Typically, cases will take three to four years before they are resolved, but cases that are straightforward may take as little as a year or two. In cases where injuries are serious, a waiting time is sometimes necessary to determine what the prognosis is. This is one reason why lawsuits can take such a long time.
Contact a Lawyer
If you or a loved one has been injured in a car accident, speak to a North Bay car accident lawyer today that can help. This can be a stressful time, and a lawyer will bring the experience needed to help you win your case.