Port Hope Catastrophic injury Lawyers
After being catastrophically impaired because of a motor vehicle accident, every day can feel like an overwhelming challenge. Coping with the daily physical, emotional, and economic hardships can seriously affect an individual’s overall quality of life.
Unfortunately, navigating the complex and frustrating process of fighting for fair accident benefits can add to the day-to-day burdens of catastrophically impaired accident survivors. In Ontario, people who have been injured in motor vehicle accidents should be entitled to receive no-fault accident benefits from their auto insurance provider.
Apart from the obvious physical challenges catastrophically impaired car accident survivors are required to face each day, many permanently injured accident victims experience psychological trauma, emotional distress, and financial strain. Some of the financial burdens survivors often have to bear include medical expenses, physical rehabilitation, home modifications, lost wages, and future earnings, and the costs of attendant care.
That is why anyone in the province who has been injured in a motor vehicle collision should be entitled to accident benefits. Per the the Ontario Statutory Accident Benefits Schedule (SABS), the following no-fault accident benefits must be included in all basic auto insurance plans:
- $3,500 in medical and rehabilitation benefits for accident victims who sustained minor injuries
- $65,000 over 5 years for the combined total costs of medical, rehabilitation, and attendant care benefits for accident victims who sustained non-minor, non-catastrophic injuries
- $1 million for life in combined medical, rehabilitation, and attendant care benefits for accident victims who sustained catastrophic injuries
Accident benefits are meant to help cover the costs of injured survivors of motor vehicle collisions. Eligible recipients could include injured drivers, passengers, cyclists, pedestrians, and motorcyclists involved in motor vehicle collisions.
Owing to the ongoing, pervasive costs associated with severe, permanent injuries, catastrophically impaired motor vehicle accident survivors should be eligible for substantially higher amounts of accident benefits than those with minor or non-catastrophic injuries. Injured accident survivors should be entitled to these higher benefits amounts if their collision resulted in at least one of the following outcomes:
- Paraplegia or Tetraplegia
- Severe impairment of ambulatory mobility or use of an arm; or Amputation
- Loss of Vision of Both Eyes
- Traumatic Brain Injury (TBI) meeting the Glasgow Outcome Scale-Extended (GOS-E) criteria
- Physical Impairment or Combination of Physical Impairments (which results in 55% or more of whole person)
- Mental or Behavioural Impairment (excluding Traumatic Brain Injury) Combined with a Physical Impairment (which results in 55% or more impairment of the whole person)
- Marked impairment in three or more areas of function that precludes useful functioning; or an Extreme impairment in one or more areas of functioning due to mental or behavioural disorder
However, insurance providers often look for reasons to deny or limit coverage, making it challenging for survivors to receive the benefits they deserve. This can result in emotional distress, frustration, and financial strain for people struggling to cope with the aftermath of a life-changing car accident.
Arguing with insurance companies can be overwhelming, and catastrophically impaired survivors who have been denied fair coverage may feel powerless and uncertain about their future. That is why a free, initial consultation with our Port Hope catastrophic injury lawyers may be beneficial. To learn more, contact us today.
Why Contact Our Catastrophic Injury Lawyers Serving Port Hope?
At Preszler Injury Lawyers, we understand the manipulative tactics often used by insurance providers to withhold funds from deserving benefits claimants. Our Port Hope catastrophic injury lawyers have been fighting on behalf of accident survivors in the surrounding region for over sixty years.
Our catastrophic injury lawyers serving Port Hope offer a free initial consultation to all prospective clients.During the free initial consultation, you will have the chance to ask important questions and receive case-specific advice without any obligation. To learn more about how or Port Hope catastrophic injury lawyers may be able to assist you, please call us today to schedule a consultation.