Whether your accident was a car crash or a product liability case, you can recover financial compensation from the at-fault party for any damages. It is important to seek legal advice from a personal injury law firm before speaking with the insurance company, even if it is your own.
A Toronto personal injury lawyer will explain your rights and the type of compensation available to you to make informed legal decisions. Consult with an injury lawyer today to help fight for your case and recover any damages you may be entitled to.
Our personal injury lawyers can meet with you in Toronto for a free initial consultation. Call (416) 364-2000
Filing a Personal Injury Claim
Personal injury claims must meet specific requirements in order to be filed. The most essential requirement, however, is providing evidence of injury and causation. This means proving who is responsible for the physical, emotional, and financial injuries caused by an accident.
The types of damages you can recover vary case by case. For example, if an individual suffered injuries in a car accident, they can seek compensation through an insurance claim from their auto insurance’s Accident Benefits coverage.
If another driver caused the accident, they would also have the right to seek additional damages through a third-party liability claim. Proving another person was at fault for the accident and injuries requires evidence such as:
- Police or incident reports
- Photographs or video of the accident scene
- Eyewitness testimony
- Damaged property
- Medical records
- Doctor’s prognosis
- Pay stubs
- Expense receipts
If the items listed above are not enough to prove liability, a Toronto personal injury attorney can obtain testimony from an accident reconstruction expert. This expert examines all of the evidence and events leading up to your accident to determine its cause.
When necessary, a personal injury lawyer in Toronto may also work with experts in vocational or medical fields to determine the impact any injuries will have on the quality of life and ability to return to earn income.
Toronto Personal Injury Lawyer Near Me (416) 364-2000
What to Do Immediately Following the Accident
If you have not done so already, see a doctor as soon as possible. Inform the doctor how you received the injuries and why you are in pain. Failure to seek treatment may send a message to the insurer that the injuries are not severe enough to justify filing a claim.
Immediately after an accident, you must be clear about their injuries. Insurance companies want to see that you receive consistent medical attention and follow all treatment orders as you work toward recovery.
Getting Legal Advice
Once you bring forth an injury claim, the insurance company will contact you to learn more about the accident and the injuries. The adjuster will likely request to record any statements.
While the insurance adjuster is allowed to record the conversations, there is a high chance that you could say something that ruins your chance of a full financial recovery. It is in your best interest to meet with a Toronto personal injury lawyer for guidance on how to handle communications with the insurance company without jeopardizing your insurance claim.
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Do Not Accept the Initial Settlement Offer
The initial settlement offer might seem like a quick relief, but it rarely covers the full extent of your damages. Any personal injury victim in Toronto should bring all settlement offers to their lawyer’s attention before accepting them.
An experienced lawyer can provide you with an accurate estimate of the case’s value and advise the individual on how to proceed with the insurance company’s offer.
Factors That Determine the Value of a Claim
There is no strict formula for calculating the value of a personal injury claim. Different types of accidents, ranging from car crashes to product liability claims, can result in different amounts of compensation. A Toronto personal injury lawyer will analyze any current and future expenses and losses such as:
- Current out-of-pocket deductibles for medical care and hospital stays
- Any future estimated medical expenses
- The cost of at-home medical care or assistive devices
- The cost of any rehabilitation and specialized therapy
- Current and estimated future lost wages
- Whether or not the individual will be able to work and earn income in the same capacity as before the accident
- Pain and suffering
- Loss of consortium
- Funeral expenses
A lawyer will often work with experts to provide testimony about the individual’s medical condition and ability to return work. If an individual can’t perform their job, a vocational expert can also address whether or not they are fit to carry out any jobs in their area. If an individual is unfit to work any job, a Toronto personal injury attorney can explore long-term disability benefits options.
Contacting a Lawyer
The main goal of our personal injury law firm is to ease your financial and legal burdens when pursuing a personal injury claim. That is why we do not charge up-front fees to work on your case. Additionally, we do not collect payment for our legal services until you receive a favorable settlement.
Consult with our personal injury lawyers in Toronto today to begin preparing a case to help recover any damages you may be entitled to.
With over 60 years of experience and a proven track record of success in Ontario, Preszler Law Firm knows personal injury claims. Each of our clients receives a one-on-one experience that allows our lawyers to communicate directly to you. We also offer a free no-obligation consultation. You don’t pay for our services unless we successfully recover money for you.
- 151 Eglinton Ave W, Toronto, ON M4R 1A6
- Tel: (888) 412-1679
- Fax: 1-855-364-7027
You can also call us toll-free at 1-800-JUSTICE® or fill out our Online Case Evaluation form on our website. Our lawyers at Preszler Law Firm are truly compassionate to your state of distress. Therefore, if you are immobile or unable to visit our Toronto office, we will come to you and provide you with a free consultation at no expense to you. Call us today.