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Ontario Limitations Act

Ontario’s Limitations Act sets a standard deadline for filing personal injury claims. This Act establishes a statute of limitations, called the basic limitation period, of two years which means claimants must commence their action within two years from the date of loss. This two-year deadline applies to all personal injury claims, including car accidents, slips and falls, dog bites, and other personal injury claims, save and except sexual assault claims.

In most cases, the basic limitation period begins the day the injury occurs and runs for 24 consecutive months. If you do not file a claim against those who caused your injuries within this time period, you lose the right to do so.

Factors of the Statute

But some accident victims are not aware of their injuries on the date of the accident. If someone did not know of their injuries on the date of the incident, the basic limitation period does not begin until the date they discover – or should have discovered –their injuries.

According to the Limitations Act, a claim is counted as discovered on the following exceptions or earlier:

  • The day on which the person with the claim first knew that the injury, loss or damage had occurred
  • That the injury, loss or damage was caused by or contributed to by an act or omission
  • That the act or omission was that of the person against whom the claim is made
  • That, having regard to the nature of the injury, loss or damage, a proceeding would be an appropriate means to seek to remedy it
  • The day on which a reasonable person with the abilities and in the circumstances of the person with the claim first ought to have known of the matters referred to in clause


There are a few situations that suspend the statute of limitations on personal injury claims. This applies if the victim is a minor or suffers from disabilities that affect cognitive function, and is not represented by a litigation guardian, a qualified adult who represents their interests in any legal action taken on their behalf.

Another situation that would suspend the limitation periods is when both parties agree to use a third party to settle their claim and reach a settlement.

Filing Claims Earlier

While a person may have two years to file a personal injury claim, there are some situations where they may have to give notice of a claim earlier. Most notably, this occurs if they suffer injuries on municipal, provincial, or federal property. Depending on the classification or type of property, they may need to provide notice of their claim within 10 days of the injury to the appropriate government agency.

Ultimate Deadline

While the basic limitation period allows injury victims two years from the date of discovery to file a claim, the Limitations Act also sets an ultimate limitation period. Someone has 15 years from the date of the injury to file a claim. This statute of limitations applies even if they do not discover their injuries until this period elapses.

There are several categories of claims that are protected as exceptions to the application of this ultimate limitation period. These exceptions include all claims for damages for sexual assault.

Contact Our Personal Injury Lawyers

If you need compensation to pay for treatment, lost wages, or other costs after an accident in Ontario, you are working against the clock. We encourage you to consult with a personal injury lawyer regarding your claim. While you are able to file claims on your own, having a personal injury lawyer represent you can ensure that you are aware of all the nuances surrounding personal injury law which may be beneficial to your claim. For more information, contact our legal team for a free initial consultation. You have nothing to lose because you don’t pay anything unless we win.

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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