Elliot Lake Long-Term Disability Lawyer
Employers that sponsor group insurance plans for their staff pay monthly premiums to insurance companies so that, in case their employees need to rely on their coverage to help them through a challenging and frightening time, they will be able to access the benefits they are owed without undue suspicion, scrutiny, or disbelief. The same goes for individuals who buy into privately held insurance policies. The people who pay premiums for insurance coverage should be able to access it when they need it.
Unfortunately, that is not always the case. Insurance companies often look for reasons to turn down long-term disability (LTD) benefits claims from eligible policyholders and withhold the payments to which they are rightfully entitled.
LTD benefits are not available in all insurance plans. However, those whose insurance policies provide disability coverage might be able to qualify for monthly income replacement payments when an illness, injury, or mental health condition makes it impossible for them to continue carrying out the tasks associated with their jobs.
If you cannot continue earning your normal wages because you have been diagnosed with a severe, disabling medical condition, LTD benefits could help you retain a degree of financial stability during a fraught and challenging time in your life. LTD benefits typically cover between 60-70% of a recipient’s regular income, an amount which might be subject to payment caps based on the policyholder’s salary or average monthly earnings.
If your claim for LTD benefits has been denied, the idea of standing up to a big insurance company can seem intimidating, especially for people doing their best to endure the day-to-day struggles of living with a disability. Many people think picking a fight with an insurance company will be a long, expensive, and ultimately fruitless process. Oftentimes, people whose claims for LTD benefits have been denied simply walk away from the fight rather than standing up for the fair treatment they deserve.
Our Elliot Lake long-term disability lawyers are committed to working on behalf of mistreated policyholders in the community to help them recover the accountability and financial compensation they are duly owed. By working with our long-term disability lawyers serving Elliot Lake, you might be able to recover costs related to:
- Previously denied benefits
- Legal fees
- Damages incurred as a result of your claim’s initial denial
- Punitive damages
- And possibly more
Schedule Your Free Initial Consultation with Our Elliot Lake Long-Term Disability Lawyers
Many people who can no longer work or earn their regular salaries rely on LTD benefits to cover their most basic costs of living. As such, the prospect of paying large sums of money to try overturning their insurance provider’s unfair decision can seem illogical.
However, our Elliot Lake long-term disability lawyers work on a contingency-fee basis. That means, if you are eligible to pursue legal action against your insurer, you will not be charged a cent unless we win your case. Our fees will be based on a percentage of the total amount of compensation you are awarded. By making our services available in this manner, you can focus all your energy on coping with your medical condition while we devote our resources to your case.
If your claim for LTD benefits was denied, take advantage of a free initial consultation with our Elliot Lake long-term disability lawyers.