Stirling Disability Lawyer
Have you been severely injured in an accident? Have you developed a chronic illness or a debilitating mental health disorder? Does your newly acquired medical condition make it impossible for you to continue working? If so, provided you have the right level of insurance coverage, you might be entitled to collect long-term disability (LTD) benefits.
While coping with a chronic illness or debilitating injury, people living with a disability often struggle to afford their regular costs of living on top of the expenses related to their necessary medical treatment and care. Without access to the LTD benefits to which they should be entitled, policyholders whose claims have been denied may find themselves in truly frightening financial circumstances.
Typically, insurers provide LTD benefits recipients with between 60-70% of their regular earnings to help keep them financially solvent during an extremely challenging moment in their lives. In order to qualify for LTD benefits, insurance policyholders are generally required to exhaust all other benefits available to them, including short-term disability benefits and Employment Insurance (EI) sickness benefits.
LTD benefits provide a sense of security to policyholders who, through no fault of their own, are not able to work because of the injuries they have sustained or illnesses they have developed. These monthly payments provide much-needed financial stability to people who cannot continue working because of the injury they have sustained or the illness they have developed.
Unfortunately, for a number of different reasons– many of which can be difficult to understand– insurance providers can decide to turn down a claimant’s application for LTD benefits, even when their medical conditions make it impossible for the applicant to carry out the tasks of their job. In these situations, applicants whose claims for LTD benefits have been denied may face legitimate financial anxieties. Unable to continue working and unable to access crucial funding through their insurance provider, denied claimants may find it difficult to continue supporting themselves and their loved ones.
Policyholders whose claims have been denied should have the opportunity to appeal their insurer’s unfair decision. However, standing up to a large insurance company often feels like an impossible task, especially without assistance. By working with long-term disability lawyers serving Stirling, mistreated insurance policyholders may be able to recover the money they are rightfully owed.
If you are eligible to fight your insurance provider’s unfair determination, our Stirling long-term disability lawyers may be able to help you recover compensation for:
- Previously denied benefits
- Legal fees
- Damages incurred as a result of your claim’s initial denial
- Punitive damages
- And possibly more
To learn more about how our long-term disability lawyers serving Stirling may be able to help with your case, contact us today and receive a free initial consultation about legal options that might be available to you.
Schedule a Free Initial Consultation with Our Stirling Long-Term Disability Lawyers
If your claim for LTD benefits has been denied even though your medical condition makes it impossible for you to continue working, consider scheduling a free initial consultation with our long-term disability lawyers serving Stirling.
To book your cost-free, no-obligation first meeting with our Stirling long-term disability lawyers, call 1-800-JUSTICE.