If you have had an accident, injury, or illness that has left you unable to work, you may be eligible to receive some form of disability compensation. Policies are available for purchase either privately, or oftentimes through an employer. No matter how you obtained your disability policy, and no matter what type it is, if you believe you have the right to compensation due to your disability, contact Preszler Injury Lawyers.
A disability lawyer serving Courtice may be able to help you navigate the disability benefits process and also help you understand the options that are available to you. Call us at 1-800-JUSTICE today.
Our disability lawyers can meet with you in Courtice for a free initial consultation. Call (416) 364-2000
Types of Disabilities
While many different accidents, injuries, and illness can lead to a temporary or permanent disability, some types of disabilities that qualify for disability claims under private or employer policies may include:
- Traumatic brain injuries
- Heart disease
- Back injuries
- Nervous system disorders
- Mental health conditions
- Chronic pain
These conditions and more can result in pain and suffering. Contact Preszler Injury Lawyers at 1-800-JUSTICE to help determine if your injury, condition, or illness would qualify for a disability claim.
Courtice Disability Lawyer Near Me (416) 364-2000
How a Long-Term Disability May Affect Your Life
In some cases, injuries or accidents are severe. These serious accidents may result in a long-term disability, leaving you unable to continue working. If you have been diagnosed with a condition that results in a long-term disability, you may have the legal right to benefits. If you are unable to perform your work-related duties due to a serious medical condition that leaves you permanently disabled, you may have the right to obtain benefits from a private long-term disability insurance policy and/or the Canada Pension Plan.
If your long-term disability claim for either of these entities was denied or delayed, you may have the right to pursue the matter legally.
Filing Disability Claims
Disability policies can be complex and challenging to understand. Navigating not only the insurance policy but the disability claims process can be overwhelming. Insurance companies may sometimes intentionally make the process complicated to frustrate eligible disability beneficiaries. Some disability claims are rejected simply because a form was filled out incorrectly. Oftentimes, those applying for disability benefits settle for compensation amounts much less than they should simply because they are exhausted with the process and unable to move forward with their claim.
If you feel overwhelmed with the disability claim process, contact a disability lawyer serving Courtice today.
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Whether you are filing a disability appeal with a private insurance company or the Canada Pension Plan, you will likely have to follow the appeal process. Both disability systems work very differently from each other, and completely independently. Therefore, as expected, the appeals process is also very different for both companies.
The Huffington Post reported in 2014 that the Canada Pension Plan denial rate is approximately 60%. So, your disability claim may end in denial. If that is the case, you will likely find yourself navigating the appeals process.
It is important to note that you are legally allowed to request that the insurance company reexamine your claim. This internal appeals process is specifically titled reconsideration. An insurance company may require that you provide additional information including medical testing. This part of the appeals process can take a great deal of time, and unfortunately rarely leads to a different outcome.
However, all is not lost, and there is another option available if reconsideration does not bring approval for your disability claim. An external long-term disability appeal process also exists and specifically involves a neutral third-party. This external appeal is a way for you to bring a lawsuit against your insurance company.
Contact a Disability Lawyer Serving Courtice
Suffering an injury or illness where you are unable to work while disabled is frustrating enough. Along with your physical pain, you may have financial concerns. If you have suffered an injury or illness, you may be eligible for disability benefits. If you have attempted to file a disability claim with no success, you may still have the option to file an appeal. The entire disability claim process can be complex and overwhelming, but a disability lawyer serving Courtice may be able to help. If you have filed a disability claim that was denied, or have filed an appeal that was denied, contact Preszler Injury Lawyers at 1-800-JUSTICE today.