London Personal Injury Lawyer

Suffering an injury in London, Ontario, because of another person’s carelessness can disrupt your health, your ability to work, and your sense of stability. Many people find themselves unsure of what steps to take after an accident and how to protect their rights.

Speaking with an experienced London personal injury lawyer gives you the chance to better understand your legal options and take action toward recovery. Preszler Injury Lawyers offers free consultations to help you learn about your claim and decide the best way forward.

Key Takeaways Involving Personal Injuries in London, Ontario

• Personal injury law in Ontario provides both accident benefits through insurance and the option to pursue a lawsuit against an at-fault party.
• You usually have two years from the date of an accident to file a personal injury claim in Ontario.
• Compensation may include income losses, medical expenses beyond provincial health coverage, and damages for reduced quality of life.
• Ontario applies comparative negligence rules, meaning you may still recover compensation even if you share some fault.
• Prompt medical care, evidence collection, and speaking with a lawyer quickly can strengthen your claim and help preserve your rights.

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Since 1959, we’ve helped thousands of Canadians get the compensation they deserve with their personal injury claims. One of Canada’s oldest personal injury law firms, personal injury law is exclusively what we do. Book a free consultation today with our top-rated personal injury lawyers.

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What Types of Personal Injury Cases Do London Lawyers Handle?

Personal injury law covers many types of incidents in which someone else’s negligence harms you. Each situation brings unique legal and medical issues. The following are some of the most common personal injury cases handled in London, Ontario.

Car Accidents

Collisions on major roads such as Wellington Road or Highbury Avenue often result in injuries. Car accident claims may involve disputes over liability, insurance benefits, and long-term care needs.

Motorcycle Accidents

Motorcycle riders are particularly vulnerable during crashes. Claims often focus on serious injuries, helmet use, and whether other drivers kept a proper lookout.

Truck Accidents

Commercial trucks travel through London along the 401 and other major routes. Their size makes accidents more dangerous, often leading to complex personal injury claims involving multiple parties.

Bicycle Accidents

Cyclists in areas like the Thames Valley Parkway share the road with vehicles. Claims may involve dooring incidents, unsafe lane changes, or poor road conditions.

Pedestrian Accidents

Pedestrians crossing streets near schools or bus stops face risks from speeding or distracted drivers. These cases often involve serious injuries due to the lack of protection.

Snowmobile Accidents

During winter months, snowmobile use can lead to collisions, rollovers, or accidents caused by poorly maintained trails.

ATV Accidents

All-terrain vehicles are common in rural areas near London. Lack of helmets, risky driving, or poorly maintained equipment can lead to significant injuries.

Slip and Fall Accidents

Falls in grocery stores, shopping malls, or on icy sidewalks may give rise to claims under premises liability law if property owners failed to address hazards.

Premises Liability

Beyond slip and fall cases, premises liability covers unsafe buildings, inadequate security, or poorly maintained properties that cause injury.

Wrongful Death

Families who lose loved ones in accidents may pursue wrongful death claims to address financial losses and emotional suffering caused by another party’s negligence.

Understanding Personal Injury Law in London, Ontario

Ontario’s personal injury system involves both statutory accident benefits and the right to pursue lawsuits against negligent parties. Knowing the main rules can help you see how a claim may proceed.

The Ontario Insurance Act and Accident Benefits

The Insurance Act governs mandatory accident benefits provided through auto insurance policies. These include:

• Medical and rehabilitation benefits: Coverage for treatment not paid by provincial health insurance.
• Income replacement benefits: Partial replacement of lost wages after an accident.
• Non-earner benefits: Payments for those unable to carry on normal activities of life.
• Attendant care benefits: Support for those needing assistance with daily living.
• And More.

Comparative Negligence in Canadian Personal Injury Law

Ontario courts may assign a percentage of fault to each party involved in an accident. For example, if you were 20 percent responsible for a crash, your compensation may be reduced by that amount.

Tort Claims vs. Statutory Accident Benefits

Statutory accident benefits are available to parties injured in motor vehicle accidents, regardless of fault. Tort claims, on the other hand, allow you to pursue additional damages against the party who caused your injury. Tort claims may be filed after motor vehicle accidents or any other type of personal injury.

How Much Compensation Can I Receive for My Injury?

Ontario’s public healthcare system typically covers hospital care and medically necessary treatment. However, accident victims often face expenses beyond what OHIP pays.

For this reason, you may pursue compensation for:

• Private rehabilitation costs: Physiotherapy, chiropractic treatment, counselling, or other recovery services.
• Lost income: Wages lost while you recover and reduced earning ability if your injuries affect long-term work.
• Pain and suffering: Recognition of the physical discomfort and emotional impact of your injuries.
• Loss of enjoyment of life: The inability to take part in hobbies, social activities, or family events.
• Future care expenses: Costs for ongoing treatment, personal support, or special equipment.
• Out-of-pocket expenses: Prescription drugs, mobility devices, or modifications to your home or vehicle.
• Property damage: Repairs or replacement of personal property, such as a damaged motorcycle.
• And More.

What Is the Deductible for Pain and Suffering in Ontario?

Pain and suffering damages are meant to compensate victims for the intangible, emotional losses they have suffered due to their accident. Ontario law sets a deductible that reduces compensation for pain and suffering unless injuries meet a certain threshold.

Understanding the $45,000 Threshold

Your injury must cause permanent and serious impairment of an important function to qualify above the $45,000 deductible.

How the Deductible Affects Your Settlement

When compensation for pain and suffering falls below this threshold, the deductible reduces the amount you receive. This rule often benefits insurers and limits smaller claims.

Exceptions to the Deductible Rule

The deductible doesn’t apply in wrongful death cases. Courts also adjust the deductible amount every year for inflation.

How Long Do I Have to File a Personal Injury Claim in London?

Most personal injury lawsuits must start within two years from the date of the accident.

Discovery Rule Exceptions

If you didn’t immediately know that negligence caused your injury, the two-year clock may begin once you discover the connection between your losses and the accident.

Special Limitation Periods for Minors and Incapacitated Persons

For children and people unable to manage their own legal affairs, limitation periods pause until a litigation guardian acts for them, or until the child turns 18.

Why Acting Quickly Matters

Evidence can disappear, witnesses’ memories fade, and insurers build their cases early. Acting quickly allows you to gather reliable documentation and strengthen your claim.

What Should I Do Immediately After a Personal Injury in London?

Your steps after an accident can influence both your health and your legal claim.

Seek Medical Attention and Document Your Injuries

Prompt medical care does more than treat pain. Doctors create medical charts that link your injuries to the accident. Without this documentation, insurers may argue that your injuries weren’t serious or didn’t result from the event.

Even if symptoms seem minor at first, conditions like concussions or soft tissue injuries often worsen over time. Early assessment provides a baseline for measuring progress and connects your injuries directly to the accident.

Report the Incident to Appropriate Authorities

Reporting establishes an official record. When police attend a crash, they file a report noting who was involved, the conditions, and potential causes. In workplace incidents, reports to the Ministry of Labour trigger investigations that uncover unsafe practices.

For falls in stores or public spaces, notifying managers shows you identified the hazard immediately, reducing the chance that the business claims you exaggerated later. Each report anchors your version of events in a reliable record.

Gather Evidence and Witness Information

Accident scenes change quickly. Snow may be cleared, vehicles towed, or spill hazards cleaned within hours. Photographs preserve the conditions exactly as they appeared when you were injured.

Witnesses often move on and may be hard to track later, so gathering names and numbers immediately can make the difference between a strong case and one based only on your word.

Every piece of evidence you collect adds credibility and detail that strengthens your claim.

Avoid Giving Statements to Insurance Companies

Insurance adjusters may sound sympathetic, but their role is to protect their company’s financial interests. A casual remark about feeling “better today” may be used to minimize your injuries. Written or recorded statements can be interpreted out of context.

Delaying detailed communication until after you consult a lawyer prevents you from saying something that could later limit your recovery. The less insurers can twist your words, the stronger your position remains.

Contact a London Personal Injury Lawyer

A lawyer helps you connect all these steps into a clear, well-supported claim. Lawyers know how to interpret medical records, cross-check police reports, and follow up with witnesses. They also handle communications with insurers so you don’t feel pressured into an early settlement that undervalues your losses.

Reaching out sooner allows the lawyer to preserve evidence, guide your treatment records, and protect you from procedural mistakes that could harm your case.

How Our Personal Injury Lawyers in London Can Help

Preszler Injury Lawyers support accident victims in London, Ontario, by handling every stage of a claim.

Free Initial Consultation and Case Evaluation

The consultation gives you the chance to tell your story in detail. We listen to how the accident happened, what injuries you sustained, and how your life has changed. At this stage, we identify possible legal options and explain what pursuing a claim might look like. The consultation is not just an overview; it’s the first step in tailoring a strategy that reflects your specific needs.

Investigation and Evidence Gathering

Strong cases rely on strong proof. Our team collects police accident reports, paramedic records, and hospital charts. We interview witnesses and, if needed, retain accident reconstruction professionals who can explain how the incident occurred.

We also review workplace safety records, property inspection logs, or vehicle maintenance histories, depending on the type of accident. By assembling this evidence early, we counter any attempt by insurers to shift blame or downplay your injuries.

Negotiating with Insurance Companies

Insurers often make low settlement offers to close cases quickly. We push back with documented proof of your financial losses, medical needs, and the impact on your daily life. Our involvement shows insurers that you are serious about pursuing fair compensation and prepared to hold them accountable if they refuse.

Navigating Ontario’s Statutory Accident Benefits Schedule (SABS)

The Statutory Accident Benefits Schedule outlines the benefits available after motor vehicle accidents. The rules are technical and deadlines are strict. We help you complete forms accurately, submit medical documentation, and appeal unfair denials. Our guidance ensures that you continue receiving support while your tort claim is being prepared.

Litigation and Trial Representation

If insurers or at-fault parties refuse to resolve a claim fairly, we represent you in court to pursue justice. Litigation is demanding, but it shows the other side that you are ready to pursue justice fully.

No Recovery, No Fee Guarantee

Legal costs should never prevent an injured person from seeking justice. Our fee structure means you don’t pay legal fees if we do not obtain compensation on your behalf. This approach removes the financial risk of starting a claim and allows you to focus on healing while we handle the legal process.

Frequently Asked Questions About London, Ontario, Personal Injury Claims

Why do I need a lawyer for my personal injury claim?

Professional guidance helps ensure you understand your rights and pursue the strongest case possible.

How much does a personal injury lawyer cost in London, Ontario?

Most personal injury lawyers, including Preszler Injury Lawyers, work on a contingency fee basis. Legal fees are paid from the settlement or court award rather than up front.

Can I still receive compensation if I was partially at fault?

Yes. Ontario applies comparative negligence rules, so your compensation may be reduced by your percentage of fault but not eliminated.

What if the at-fault party doesn’t have insurance?

You may still recover compensation through your own uninsured motorist coverage or other available legal options.

How long does it take to settle a personal injury case in Ontario?

Timelines vary. Some cases settle within months, while others involving serious injuries or disputes may take years.

Contact Our Personal Injury Lawyers in London, Ontario, Now

Deadlines for filing claims move quickly, and insurers often act immediately after an accident. Contact Preszler Injury Lawyers today to protect your rights. Call (888) 608-2111 for a free case evaluation. Early legal intervention allows you to focus on recovery while we handle the legal process on your behalf.

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INJURED IN AN ACCIDENT IN LONDON?