Actions have consequences. Unfortunately, when certain people engage in negligent behaviour, they rarely take the time to consider the potential consequences of their wrongful actions, and how the lives of countless others could be adversely impacted by their behaviour.
In the time it takes to look away from the windshield to glance at a cell phone notification, an accident victim’s entire world could be shattered. In an instant, they could lose their future prospects, their ability to continue supporting themselves and their families, their senses, their mobility, their independence, and the overall quality of life to which they are accustomed. Because of senseless, preventable accidents caused by another person’s failure to consider the safety of others, people engaging in the most mundane activities could sustain permanent, catastrophic injuries.
While many people might assume that most catastrophic injuries are the result of motor vehicle collisions, in Ontario, preventable accidents resulting in severe, permanent disability can happen anywhere. In fact, according to the Rick Hansen Spinal Cord Injury Registry, most catastrophic spinal-cord injuries (SCIs) sustained in Canada are caused by slip and fall accidents.
Other traumatic accidents that might culminate in catastrophic injuries include:
- Car accidents
- Pedestrian accidents
- Bicycle accidents
- Motorcycle accidents
- Truck accidents
- Premises liability accidents
- E-bike and e-scooter accidents
- Boating accidents
- Snowmobile accidents
- ATV accidents
- And more
While these accidents may seem different from one another on the surface, when they result in catastrophic injuries, their cause is often one and the same: negligence. If a person or organization owed you a duty of care that they did not uphold and you were catastrophically injured as a result, you might be entitled to compensation.
Our Ontario catastrophic injury lawyers have experience helping clients across the province receive compensation commensurate with the severity of their injuries and their effects on their quality of life. At Preszler Injury Lawyers, our catastrophic injury lawyers believe that no one should be made to suffer permanently because of someone else’s negligence.
If you survived an accident that caused you to sustain catastrophic injuries, you undoubtedly have questions about the legal options for financial recovery that might be available to you. By taking advantage of a free initial consultation with our catastrophic injury lawyers serving Ontario, you will have the opportunity to review the details of your case, ask important questions, and receive personalized, case-specific legal advice. To get started, contact Preszler Injury Lawyers online or call 1-800-JUSTICE today.
Types of Catastrophic Injuries
According to Ontario’s Statutory Accident Benefits Schedule, injuries caused by motor vehicle collisions are considered catastrophic if the sustained impairment results in any of the following:
- Paraplegia or tetraplegia
- Amputation of one or more limbs
- Loss of vision in both eyes
- Severe traumatic brain injuries (TBIs)
- Physical impairments affecting more than 55% of the body
- Mental or behavioural impairments combined with physical impairments affecting more than 55% of the body
- And possibly more
Re-adjusting to regular life after sustaining catastrophic injuries can feel like an impossible challenge. Accident survivors who have sustained catastrophic injuries often find the process of returning to daily life to be physically overwhelming, painful, demoralizing, and isolating. It is no wonder that survivors of of major trauma are at a heightened risk of developing serious mental health conditions, including:
- Post-traumatic stress disorder (PTSD)
- Insomnia and/or other sleep disorders
- Suicidal ideations and/or attempts
- And more
Since all automobile insurance policies in Ontario include coverage reflecting the terms of the Statutory Accident Benefits Schedule, if your catastrophic injuries were the result of a motor vehicle collision, regardless of who was responsible for causing the crash, you may be able to recover no-fault accident benefits. Catastrophically injured car accident survivors may be able to access up to $1 million in insurance coverage over the course of their lifetime in order to offset the costs of medical expenses, rehabilitation, and attendant care.
While that may seem like a substantial amount of money, in reality, living with catastrophic injuries can be significantly more expensive. In fact, according to research available through the National Library of Medicine, a single Canadian’s estimated lifetime expenses resulting from a severe spinal cord injury are between $1.5 and $3 million.
However, if your accident was the result of someone else’s negligence, you might be able to recover additional compensation by filing a civil claim against the at-fault party. To learn more, call our Ontario catastrophic injury lawyers at 1-800-JUSTICE.
The Difference Between Economic and Non-Economic Damages
By working with a catastrophic injury lawyer serving Ontario, you might be able to pursue legal action against the person or entity whose negligence was responsible for causing your accident. If you are eligible to do so, our Ontario catastrophic injury lawyers may be able to help you recover compensation for both economic and non-economic damages.
Economic damages refer to the quantifiable costs associated with your injuries. These could be expenses you have already been required to pay out of pocket as well as expenses you might incur in the future. They could also refer to financial losses you have sustained as a result of missed work or a reduced future earning capacity. Economic damages can be easily calculated by tabulating your total lost income.
Non-economic damages, on the other hand, are more difficult to quantify. Essentially, these damages are awarded for intangible concepts that do not have a firm price tag. And while no one can put a price on something like pain and suffering, for catastrophically injured accident survivors, the overall impact of the non-economic damages they have incurred are far more profound than any monetary losses they have sustained,
With assistance from our catastrophic injury lawyers serving Ontario, you may be able to recover compensation for:
- Medical expenses
- Pain and suffering
- Mobility aids, assistive medical equipment
- Home modifications to accommodate newly acquired disabilities
- Ambulance services
- Mileage expenses to and from medical appointments
- Housekeeping services
- Psychological counselling
- Lost wages due to missed work
- Reduced future earning capability
- And possibly more
Call Our Ontario Catastrophic Injury Lawyers Today
No one deserves to pay the price of someone else’s negligence. If your overall quality of life has deteriorated because of catastrophic injuries you have sustained as a result of another party or entity’s wrongful actions, our Ontario catastrophic injury lawyers may be able to provide you with beneficial legal assistance and advice.
To review the details of your accident and learn how our catastrophic injury lawyers serving all of Ontario may be able to help you get the compensation you deserve, call 1-800-JUSTICE and schedule your free initial consultation today.