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Ontario Personal Injury Lawyers
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Preszler Injury Lawyers

Dryden Long-Term Disability Lawyer


Long-term disability (LTD) benefits typically provide recipients with between 60-70% of their regular earnings after they have received a diagnosis for a disabling medical condition. Depending on their available insurance coverage, certain people who can no longer work because of a severe injury, illness, or mental health disorder may be able to qualify for LTD benefits. 

The employees of certain businesses might be able to access LTD benefits through their employer’s group insurance plan. Others may wish to pay for an insurance policy independently of their employer, and might be able to access LTD benefits through their private insurance plan. These monthly payments offer a source of stability to insurance policyholders who, through no fault of their own, cannot continue to bring home their normal wages.

LTD benefits might be the only source of income available to certain people living with a disability. They can provide disabled workers with crucial financial support while they are unable to perform the duties of their jobs. 

Unfortunately, not all claims for LTD benefits are initially approved by insurance providers. In fact, insurance companies might decide to deny an applicant’s claim for LTD benefits even if they provide their insurer with medical evidence that sufficiently illustrates the severity of their medical condition and its inhibiting effects on their ability to perform the duties of their job.

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If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

Insurers may decide to deny an applicant’s claim for LTD benefits for a number of reasons, including:

  • Insufficient supporting medical evidence was included in the application
  • Claim was filed late, past requisite deadlines
  • There is no objective evidence of disability (often the case with “invisible” injuries or illnesses)
  • The medical condition does not meet the insurance policy’s definition of “disability”
  • The policy includes contractual stipulations (often excluding pre-existing conditions) that disqualify a claimant’s application 
  • The claimant refused to undergo an independent medical examination (IME)
  • And more

No one is ever truly prepared for the worst case scenario. Injury-causing accidents can happen out of nowhere, regardless of how safety-conscious and attentive you are. And even people with healthy lifestyles can develop chronic illnesses or debilitating mental health disorders. When the unexpected happens and a newly acquired medical condition makes it impossible for patients to continue carrying out the duties of their jobs, the financial consequences could be disastrous.

Our long-term disability lawyers serving Dryden believe that eligible claimants with an appropriate level of insurance coverage should be able to receive the coverage they deserve without being subjected to unfair treatment. With assistance from our Dryden long-term disability lawyers, policyholders who have been mistreated by their insurer may be able to recover the coverage they are rightfully owed. By working with our long-term disability lawyers serving Dryden, eligible claimants might be able to recover compensation for:

  • Previously denied benefits
  • Legal fees
  • Damages resulting from the claim’s initial denial
  • Punitive damages
  • And possible more

To discuss your case with our Dryden long-term disability lawyers, contact Preszler Injury Lawyers today.

Call 1-800-JUSTICE and Receive a Free Initial Consultation

Our Dryden long-term disability lawyers have experience helping mistreated insurance policyholders recover the income replacement payments they are rightfully owed. By taking advantage of a free initial consultation with our long-term disability lawyers serving Dryden, you can receive personalized feedback on your case for absolutely no charge. 

To discuss options for financial recovery that might be available to you, call 1-800-JUSTICE and speak with our Dryden long-term disability lawyers today.

 

Areas We Serve

Practice Areas

Call us now at
1-800-JUSTICE
®

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
352 Elgin Street,
Ottawa ON
K2P 1M8
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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