Your Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Hawkesbury Long-Term Disability Lawyer

For people living with a recently acquired disability, it might no longer be possible to engage in activities they enjoyed before receiving a diagnosis for their disabling medical condition. Additionally, because of the symptoms of their physical or mental condition, completing the duties of their jobs might all of a sudden become an impossible task.

That is why some businesses provide their employees with group insurance plans that offer long-term disability (LTD) benefits to policyholders who can no longer complete their work-related duties. LTD benefits are not intended to replace an eligible policyholder’s entire regular salary. Instead, they typically provide between 60-70% of a recipient’s normal wages. Depending on the policy’s terms, that amount might be subject to certain payment caps.

You might have access to LTD benefits through your employer’s group insurance plan. If your employer’s insurance policy does not cover disability benefits, you might wish to purchase your own policy in case you sustain a catastrophic injury or develop a severe physical or mental illness that prevents you from carrying out the tasks of your occupation. 

LTD benefits are an important source of income for insurance policyholders who cannot return to their places of work after receiving a life-changing medical diagnosis. However, not all claims for LTD benefits are approved by insurance providers. And even those who are fortunate enough to be awarded LTD benefits from their insurance provider without hassle often encounter issues after receiving income replacement payments after a number of months. 

LTD benefits payments could be terminated well before a recipient reaches retirement age, even if their condition prevents them from continuing to work in their chosen occupational field. That is because many insurance providers reassess their LTD benefits recipients’ eligibility requirement in relation to stricter guidelines after two years of coverage. These insurance plans initially make LTD benefits available to policyholders who cannot perform the duties associated with their own occupation because of their debilitating medical condition. However, after two years, a benefits recipient must be able to prove that their condition prevents them from performing any occupation in order to continue receiving their regular monthly payments

Some conditions might improve within a matter of months, but many do not. And even if the symptoms of a benefits recipient’s medical condition are so severe that they cannot return to their workplace, their crucial source of income could be withheld by their insurance provider.

Our Hawkesbury long-term disability lawyers are committed to helping the clients we represent fight against unfair treatment. If your claim for LTD benefits was unfairly denied, or if your payments were prematurely terminated without reason, our long-term disability lawyers serving Hawkesbury may be able to assist you. To learn more, schedule a free initial consultation with Preszler Injury Lawyers by calling 1-800-JUSTICE.

Book Your Free Initial Consultation Today

If you are eligible to pursue legal action against your insurer, by working with our Hawkesbury long-term disability lawyers, you might be able to receive compensation for:

  • Previously withheld benefits payments
  • Damages incurred because of your claim’s initial denial
  • Punitive damages
  • Legal fees
  • And possibly more

To discuss your case with our long-term disability lawyers serving Hawkesbury, take advantage of your free initial consultation by contacting us today.


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique and that case results listed on site are from experiences across Canada and are not specific to any province. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets. We are also proud to service additional provinces like Alberta, British Columbia and Nova Scotia.