If you have suffered a disability, either an injury or illness, that is forcing you to miss work, you may be eligible to file a claim and receive compensation. According to the Canadian Government, it does not matter whether your injury or illness was suffered on the job when you have disability insurance but this may be different from a private insurance policy. The important thing is that you no longer can perform your job, either on a short-term or long-term basis, because of your condition. At Preszler Injury Lawyers, we help you file a claim and recover the full compensation you deserve.
Preszler Injury Lawyers serves disabled workers in Kingston, Ontario, helping them file insurance claims and receive compensation. Disability insurance companies can be difficult to work with, and they are known for denying or severely reducing claims, even valid ones in which the policyholder deserves to be paid out in full. We take on the insurance companies and make sure our clients get compensated fairly, and we never collect a fee until we win your claim.
For a free initial disability case evaluation, call our team today at 1-800-JUSTICE.
Our long-term disability lawyers can meet with you in Kingston for a free initial consultation. Call 1-877-573-3563
1. How a Disability Lawyer Serving Kingston, Ontario Can Help You
A disability lawyer from Preszler Injury Lawyers, proudly serving Kingston and all surrounding areas, can help you get the most out of your short-term or long-term disability insurance claim. Before you file a claim or talk to an insurance company representative, make sure you speak with us. We can deal with them on your behalf and make sure they do not unfairly deny or reduce your claim.
As many disabled workers in the Kingston area have discovered the hard way, collecting disability insurance benefits is not as easy as insurance company representatives make it sound when they sell you a policy. Insurance companies are for-profit businesses that often try to boost margins by minimizing what they pay out to claimants whenever possible. Without knowledgeable representation on your side, you may not be aware that you are getting a bad settlement offer, or you might get blindsided by a denial.
At Preszler Injury Lawyers, we can help you whether you are filing a claim for the first time or you have already been denied and want to appeal. We can go toe-to-toe with the insurance company and help you get what you deserve. For a free initial consultation, call 1-800-JUSTICE today.
Kingston Long-Term Disability Lawyer Near Me 1-877-573-3563
2. Why Disability Claims Get Denied
The insurance company will never tell you that your claim denial arose from a profit motive—even if that is the real reason. Instead, it is likely to give you one or more of the following explanations:
1. Your Condition Does Not Qualify as a Disability
Insurance companies are known for defining disability much differently from everyone else, and, as you might expect, their definition is likely much narrower than yours. This is also a result of their profit motive. The more tightly they can circumscribe what a disability is, the more denials they can issue, each time offering the excuse that according to the claimant’s policy, their injury or illness does not actually qualify as a disability.
If you look at the fine print of your policy—assuming you can understand the complex jargon the insurance companies use—you will likely see this subterfuge at play. While you probably define a disability as a medical condition that prevents you from doing your job, insurance companies twist that definition to include only medical conditions that prevent you from doing any job for which you are remotely qualified.
2. You Did Not Provide Enough Evidence
Insurance companies also like to assert that claimants did not provide enough evidence when filing for benefits for a legitimate disability. This is another good reason to work with a disability lawyer serving Kingston—we understand what constitutes adequate evidence and can make sure your submission easily exceeds that threshold.
3. You Filed After the Deadline
We have also worked with clients who received denials due to filing too late. No matter the reason you got denied, we can help you put together an appeal or lawsuit that may cause the insurance company to reverse their decision. For a free case evaluation, call 1-800-JUSTICE today.
3. The Benefits You Can Receive
Your disability compensation depends on your insurance company and your policy. It may include money for lost wages, reduced earning capacity, medical bills, and more.
Complete a Free Case Evaluation form now
4. The Deadline to File
Because missed deadlines are a common reason denials get issued, you should speak with a lawyer as soon as possible to verify how long you have to take action. If necessary, Preszler Injury Lawyers may be able to file a quick claim on your behalf to keep a looming deadline from impacting you.
5. You Pay Nothing Upfront for Legal Representation
At Preszler Injury Lawyers, you do not have to worry about any out-of-pocket fees. We do not charge any money until we/you win your claim and you recover disability compensation. If you have avoided calling a disability lawyer serving Kingston because you are worried about the cost, that is not an issue with us, as you will never have to pay us anything upfront.
6. Get a Free Initial Consultation Today by Calling 1-800-JUSTICE
Preszler Injury Lawyers serves disabled clients in Kingston, helping them recover the compensation they deserve, and we want to put our experience and successful track record to work for you. We are a client-first firm, prioritizing honesty, transparency, and communication. To learn more, call our office at 1-800-JUSTICE.