Kirkland Lake Long Term Disability Lawyer
Find out if you have a case today.
Contact our Kirkland Lake long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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Depending on your level of insurance coverage, if the symptoms of a chronic illness, catastrophic injury, or severe mental health condition prevent you from carrying out the duties of your job, you might be eligible for Long-Term disability (LTD) benefits. Your employer’s group insurance plan might include coverage for LTD benefits, or they might be available as part of an insurance policy you pay for privately.
The process of applying for LTD benefits is not always simple or straightforward. In fact, many claimants face an exceptional degree of scrutiny from their insurance providers, and even outright disbelief. Unfortunately, this is often the case for policyholders trying to recover LTD benefits for so-called “invisible” injuries or illnesses.
Some examples of invisible injuries or illnesses that are often unfairly dismissed by insurers include:
- Depression
- Anxiety
- Chronic pain or complex regional pain syndrome (CRPS)
- Post-traumatic stress disorder (PTSD)
- Fibromyalgia
- Arthritis
- And more
Along with their claims for LTD benefits, applicants are generally required to include a thorough roster of evidence proving that they have been diagnosed with a debilitating medical condition, that they have been receiving prolonged and ongoing treatment for it, and that their ability to complete their jobs has been jeopardized because of their condition’s symptoms. However, since “invisible” injuries do not manifest themselves with symptoms that can be objectively measured or observed, claimants seeking LTD benefits to cope with them might need to go to great lengths to secure the payments to which they should be entitled.
Claimants suffering from “invisible” injuries or illnesses are not the only insurance policyholders whose claims for LTD benefits are denied. Insurance providers often turn down claims and withhold payments for a number of reasons, including:
- Insufficient supporting medical evidence was included in the application
- The claim was filed late, past the requisite deadlines
- The medical condition does not meet the insurance policy’s definition of “disability”
- The policy includes contractual stipulations (often excluding pre-existing conditions) that disqualify a claimant’s application
- The claimant refused to undergo an independent medical examination (IME)
- And more
LTD benefits typically provide recipients with between 60% and 70% of their regular earnings. During a prolonged and difficult battle with a severe injury or illness, LTD benefits can provide a stable source of income and a genuine sense of security.
At Preszler Injury Lawyers, our Long-Term disability lawyers serving Kirkland Lake are committed to helping members of the local community who have been unfairly denied the honest treatment and crucial financial support to which they are rightfully entitled. If your claim for LTD benefits has been denied, call 1-800-JUSTICE today and receive a free initial consultation with our Kirkland Lake Long-Term disability lawyers.
Speak With Our Long-Term Disability Lawyers Serving Kirkland Lake
During a free initial consultation with our Long-Term disability lawyers serving Kirkland Lake, you will have the opportunity to review the circumstances of your case and learn about options that might be available to you. If you are eligible, by working with our Kirkland Lake Long-Term disability lawyers, you might be able to recover your previously denied benefits payments, damages you have incurred because of your claim’s initial denial, and possibly more.
To schedule your free initial consultation with our Long-Term disability lawyers serving Kirkland Lake, contact Preszler Injury Lawyers.
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.



Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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More long-term disability Video Resources
We also have some videos on the topic of long-term disability claims
long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
How long will it take to settle my case?
The duration of a long-term disability case can vary depending on a number of factors, including the reasons provided for the claim’s denial, the policyholder’s standing with their insurance provider, the complexity of the claimant’s case, the willingness of the insurance company to negotiate, Court availability, and other considerations. Generally speaking, it can take between 1-3 years for a fair resolution to be reached.
How much will I pay in lawyers’ fees?
Our long-term disability lawyers work on a contingency fee basis. That means we only get paid if the case is won, and our fees are based on a percentage of the compensation awarded. You will not be required to pay any upfront fees out-of-pocket in order to pursue legal action.
How long do I have to sue?
The statute of limitations for a long-term disability lawsuit in Ontario is generally two years from the date of the denial of benefits or the last payment of benefits. However, depending on the circumstances of the case, the lawsuit could be subject to additional time limitations. It is crucial to speak with a long-term disability lawyer as soon as possible, so as to not jeopardize your chances of recovering the compensation you deserve.
Do I have a strong case?
The answer to this question depends on the facts of your individual case. Our Ontario long-term disability lawyers should be able to evaluate the terms of your policy, review the evidence available to you, and consult with medical experts to assess the strength of your claim.
How much compensation will I get?
It is almost impossible to predict the specific amount of compensation you might be entitled to, however after reviewing the details of your case, our Ontario long-term disability lawyers may be able to provide you with an estimate that you could reasonably expect to be offered. The decision to accept settlement offers is yours and yours alone.
Do you represent insurance companies?
No, our long-term disability lawyers are solely committed to protecting the rights of policyholders who have been unfairly treated by insurance providers.
Will the insurance company continue to pay my disability benefits after we settle the case?
The answer to this question depends on the terms of your individual settlement. In most cases, the settlement will include a lump sum payment for past and future benefits. After agreeing to these terms and accepting this settlement offer, future benefits will no longer be paid. However, in some scenarios, insurance companies may only offer to settle for past benefits owing and might agree to continue paying benefits after the case is settled until the terms of the policy are reached.
Should I speak to the adjuster on my file after my benefits have been terminated?
It is not recommended that you speak to the adjuster on your file after your benefits have been terminated. Anything you say could be used against you. That is why it is best to consult with our long-term disability lawyers before communicating with your insurance company.
Got more questions?
If you have more questions or need legal help regarding long-term disability claims, contact our legal team for help.
We’re happy to help.
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