If you have recently suffered a disabling injury or illness and cannot work, either on a short-term or long-term basis, you may be eligible for compensation. A disability lawyer serving Lindsey, Ontario, from Preszler Injury Lawyers can help you get it. In addition to programs such as workers’ compensation, which may cover you if you are injured on the job, you may be eligible to recover benefits from a private disability insurance policy, whether you purchased it privately or it was offered through your employer. With private disability insurance, you can collect compensation even if your condition did not result from an on-the-job incident.
At Preszler Injury Lawyers, we fight for the rights of our disabled clients, and we have a long and successful track record of winning compensation. We never charge a fee to you until you win your claim, and the initial consultation and case evaluation are completely free, with no obligation. We are eager to meet you, learn about your situation, and determine how we can help you. To get started today by speaking with a member of our dedicated staff, call us at 1-800-JUSTICE.
Our disability lawyers can meet with you in Lindsey for a free initial consultation. Call (416) 364-2000
1. Why Hire a Disability Lawyer Serving Lindsey, Ontario
A disability lawyer serving Lindsey, Ontario, can help you file a disability claim and have the highest chance of a successful outcome, potentially resulting in compensation that covers your lost wages, medical expenses, reduced earning capacity, and more. When you bought your disability insurance policy (or signed up for it as part of your employee benefits), you may have been led to believe that filing a claim was easy, that as long as you were missing work because of an injury or illness, you would get approved and collect benefits.
Unfortunately, as disability insurance policyholders find out the hard way almost every day, filing a claim is not as easy of a process as you might think. Denials happen all the time, some of them justified, most of them not. Because disability insurance companies are for-profit entities, they have a financial incentive to pay out as little as possible, and one unfortunate way they do that is by denying and lowballing claims.
Before you speak with the insurance company, talk to a disability lawyer from Preszler Injury Lawyers. We can file the claim on your behalf and go toe-to-toe with the insurance company, making sure they pay you what you deserve.
Lindsey Disability Lawyer Near Me (416) 364-2000
2. Reasons for Disability Claim Denials
Insurance companies offer a number of reasons for denying claims—even though they know that a low percentage of claimants will successfully challenge them on it.
If you already filed a disability insurance claim and was denied, the stated reason was likely one of the following:
Your Condition Does Not Qualify
If you read the fine print of your disability insurance policy—you may find that the insurance company’s definition of a disability is not the same as what most people consider it to be. For most of us, a person is considered disabled when they cannot perform their job because of an injury or illness. It is pretty simple and straightforward.
But in insurance company language, the term disability has a lot more caveats and restrictions, resulting in its definition getting narrowed. To most insurers, you are not disabled unless your injury or illness prevents you from doing not only your current or most recent job but also any job that you are reasonably qualified to do. And it does not matter if the local job market for the occupation the insurance company believes you can do is terrible, or if your skillset is not very well suited for the job.
If you were denied for this reason, a disability lawyer serving Lindsey will help you file a lawsuit and fight the denial. To learn more, call Preszler Injury Lawyers today at 1-800-JUSTICE.
Your Evidence Was Insufficient
When policyholders submit claims that involve conditions that clearly do meet the definition of disability—even the insurance company’s tightly circumscribed one—insurers often like to claim that the claimant failed to submit enough evidence proving they actually have that condition. If this was their reason for a denial, once again, we can help you get that decision overturned in an appeal.
You Missed the Deadline
Finally, insurance companies will deny you if your application hits their server after the filing deadline. If you were denied for this or any other reason not listed, we can help. Call us at 1-800-JUSTICE for a free initial case evaluation.
3. Your Disability Benefits
Depending on your insurance company and the provisions of your policy, you may be able to collect compensation for a percentage of your wages..
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4. The Filing Deadline
If the deadline to file a claim with your insurance company is looming, Preszler Injury Lawyers can take action to ensure you do not miss it.
5. The Cost of a Lawyer
Preszler Injury Lawyers does not charge an upfront or out-of-pocket fee for disability claims. We get paid only when you win your disability benefits claim, so there is no financial risk in working with us. We are happy to sit down with you for a free initial consultation to go over your legal options and what to expect. Call us today at 1-800-JUSTICE.
6. Schedule Your Free initial Disability Consultation Today
The disability lawyers serving Lindsey, Ontario, at Preszler Injury Lawyers are eager to get to work on your claim today. We can help you successfully litigate the denial of your r disability benefits and receive the compensation you deserve. To set up a free, no-obligation initial case evaluation with a member of our team, call us at 1-800-JUSTICE.