//
Ontario Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Milton Disability Lawyer


No one anticipates having to stop working in their chosen occupational field because of a severe injury or debilitating physical or mental illness. That is why many companies provide their employees with group insurance plans covering long-term disability (LTD) benefits, or why certain people may choose to purchase their own insurance policy independently of their employer. When the worst case scenario happens, insurance policyholders expect that the coverage for which they (or their employer) have paid monthly premiums will be made available to them readily, and without hassle.

That said, for a number of different reasons– many of which are perplexing and difficult to comprehend– insurance providers frequently deny eligible policyholders’ claims for LTD benefits. In fact, based on both anecdotal evidence and the number of Canada Pension Plan (CPP) disability claims that are denied each year, it can be ascertained that more than half of all LTD claims submitted across the nation are initially declined by insurance providers.

Unfortunately, if your claim for LTD benefits has been denied, there is not much solace in knowing that you are in the same situation as most claimants. Receiving a medical diagnosis for a disabling physical or mental condition can be one of the most challenging experiences a person might be forced to undergo throughout their entire lives. Without a secure, stable source of income, people who cannot continue working through no fault of their own might find themselves facing financial disaster.

Additionally, even applicants whose claims for LTD benefits have been approved might encounter difficulties with their insurance provider after receiving disability coverage for twenty-four months. After this arbitrarily determined length of time, many insurance providers update their definition of disability, disqualifying many LTD benefits recipients from continuing to receive their coverage.

This can happen when, after two-years, an insurance policy’s definition of disability is updated from “Own Occupation” to “Any Occupation.” In order to initially qualify for LTD benefits, eligible policyholders must be able to provide evidence proving that their medical condition makes it impossible for them to perform the duties of their own job. However, many insurance policies change this eligibility requirement after twenty-four months. In order to continue receiving their income replacement payments, benefits recipients must be able to prove that their medical condition prevents them from performing any job.

Many disabling medical conditions do not improve over the course of two years. Even though their insurance plan’s terms and conditions have changed, the severity of their medical conditions could very easily remain the same. LTD benefits recipients might still be unable to return to work in their occupational field, and yet their income replacement payments could be terminated, regardless.

At Preszler Injury Lawyers, our long-term disability lawyers serving Milton are passionate about helping the clients we represent navigate the often complicated and confusing process of appealing an insurance provider’s unfair decision. If your claim for LTD benefits was unfairly denied, or if your payments were terminated prematurely, our Milton long-term disability lawyers may be able to help you recover the compensation to which you are rightfully entitled. Oftentimes, this compensation includes payments for:

  • Previously denied benefits payments
  • Legal fees
  • Damages incurred because the claim’s initial denial
  • Punitive damages
  • And possibly more

Talk With Our Legal Team



If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

Call Our Milton Long-Term Disability Lawyers Today

By taking advantage of a free initial consultation with our long-term disability lawyers serving Milton, even if you are unsure whether you might be eligible to fight your insurer’s unfair decision, you will have the opportunity to review the circumstances of your case with Preszler Injury Lawyers and receive specific, personalized legal feedback about options that might be available to you at no cost whatsoever.

To book your free initial consultation, contact us online or call 1-800-JUSTICE today.

 

Areas We Serve

Practice Areas

Call us now at
1-800-JUSTICE
®

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
352 Elgin Street,
Ottawa ON
K2P 1M8
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets.