Timmins Long Term Disability Lawyer
Find out if you have a case today.
Contact our Timmins long-term disability lawyers for a free consultation if you have legal questions regarding your long-term disability claim.
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It is impossible to plan for every bump in the road, every curveball life throws our way. But people with access to insurance plans covering Long-Term disability (LTD) benefits should be able to rest assured that, should an unexpected and tragic situation befall them, they will have the ability to weather the financial storm that follows.
LTD benefits are designed to help people with adequate insurance coverage who, through no fault of their own, have developed a chronic illness, sustained a catastrophic injury, or acquired a severe mental health disorder that makes it impossible for them to carry out the tasks associated with their chosen profession. Some workers have access to LTD benefits through their employer’s group insurance plan; others choose to pay for their own insurance coverage or supplement the benefits they can access through their employer by paying monthly premiums for another policy independently.
The eligibility requirements for LTD benefits differ between insurance policies. Certain medical conditions that might entitle a policyholder to receive LTD benefits include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis
- Fibromyalgia
- Paralysis
- Depression
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
With the right degree of insurance coverage, people who cannot go on working because of their newly acquired disabling medical condition might qualify for LTD benefits. Through monthly income replacement payments, LTD benefits recipients can collect between 60-70% of their regular earnings. This amount is generally subject to a payment cap for those who earn higher salaries. That said, when people are not able to continue earning the wages to which they have become accustomed, the amount available to them through their insurance coverage can make all the difference in the world. Newly disabled workers often struggle to keep up with all of the expenses they have incurred as a result of developing a disabling medical condition and fight to afford even their basic costs of living.
Unfortunately, insurance providers frequently choose to deny applicants’ claims for LTD benefits. They often decide to do so even when the claimant has supplied thorough, compelling evidence proving the severity of their disabling medical condition and illustrating the prohibitive impact it has on their ability to perform the duties of their jobs.
For people living with a disability who cannot work because of their medical conditions, being denied LTD benefits can be demoralizing, disheartening, and genuinely frightening. And standing up to a large corporation like an insurance company can feel like an overwhelming challenge, especially while struggling just to make ends meet.
Our Long-Term disability lawyers serving Timmins are familiar with the unfair tactics often used by insurance providers to withhold crucial funding from policyholders who, by all accounts, should be entitled to receive them. We fight on behalf of our clients’ best interests and have a history of helping mistreated members of the local community recover the payments they deserve. To learn more, contact us today and schedule a free initial consultation on your case.
Book Your Free Initial Consultation With Our Timmins Long-Term Disability Lawyers
If your claim for LTD benefits was denied even though you should be entitled to receive them, our Long-Term disability lawyers serving Timmins may be able to help you pursue legal action to overturn your insurance provider’s unfair decision and recover the payments you are rightfully owed.
To learn more about how our Timmins Long-Term disability lawyers may be able to assist you, call Preszler Injury Lawyers today at 1-800-JUSTICE and take advantage of your free initial consultation.
Do you live in Timmins? Here’s how we can help:
Proudly Canadian
Award Winning Personal Injury Law Firm
We are proud to be one of Canada’s oldest and long-standing personal injury law firms. Since 1959, we have been providing exceptional legal services and have established ourselves as leading personal injury lawyers in the Canadian legal community. It’s not just the awards that recognize our achievements, but also the wins we’ve achieved for thousands of Canadians with their long-term disability claims.



Case Results
long-term disability Settlements
Please note that past results are not indicative of future results as each scenario presents itself with its unique set of circumstances. But here are some long-term disability related wins we’ve had for our clients.
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More long-term disability Video Resources
We also have some videos on the topic of long-term disability claims
long-term disability FAQs
Here are some commonly asked questions for long-term disability claims
How long will it take to settle my case?
The duration of a long-term disability case can vary depending on a number of factors, including the reasons provided for the claim’s denial, the policyholder’s standing with their insurance provider, the complexity of the claimant’s case, the willingness of the insurance company to negotiate, Court availability, and other considerations. Generally speaking, it can take between 1-3 years for a fair resolution to be reached.
How much will I pay in lawyers’ fees?
Our long-term disability lawyers work on a contingency fee basis. That means we only get paid if the case is won, and our fees are based on a percentage of the compensation awarded. You will not be required to pay any upfront fees out-of-pocket in order to pursue legal action.
How long do I have to sue?
The statute of limitations for a long-term disability lawsuit in Ontario is generally two years from the date of the denial of benefits or the last payment of benefits. However, depending on the circumstances of the case, the lawsuit could be subject to additional time limitations. It is crucial to speak with a long-term disability lawyer as soon as possible, so as to not jeopardize your chances of recovering the compensation you deserve.
Do I have a strong case?
The answer to this question depends on the facts of your individual case. Our Ontario long-term disability lawyers should be able to evaluate the terms of your policy, review the evidence available to you, and consult with medical experts to assess the strength of your claim.
How much compensation will I get?
It is almost impossible to predict the specific amount of compensation you might be entitled to, however after reviewing the details of your case, our Ontario long-term disability lawyers may be able to provide you with an estimate that you could reasonably expect to be offered. The decision to accept settlement offers is yours and yours alone.
Do you represent insurance companies?
No, our long-term disability lawyers are solely committed to protecting the rights of policyholders who have been unfairly treated by insurance providers.
Will the insurance company continue to pay my disability benefits after we settle the case?
The answer to this question depends on the terms of your individual settlement. In most cases, the settlement will include a lump sum payment for past and future benefits. After agreeing to these terms and accepting this settlement offer, future benefits will no longer be paid. However, in some scenarios, insurance companies may only offer to settle for past benefits owing and might agree to continue paying benefits after the case is settled until the terms of the policy are reached.
Should I speak to the adjuster on my file after my benefits have been terminated?
It is not recommended that you speak to the adjuster on your file after your benefits have been terminated. Anything you say could be used against you. That is why it is best to consult with our long-term disability lawyers before communicating with your insurance company.
Got more questions?
If you have more questions or need legal help regarding long-term disability claims, contact our legal team for help.
We’re happy to help.
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