Denied Accident Benefits: Can I Dispute this Decision?

All motorists in the province are required to hold mandatory insurance. All automobile insurance plans in Ontario are required to provide the coverage outlined in the provincial Statutory Accident Benefits Schedule. Therefore, injured survivors of motor vehicle collisions should be able to recover accident benefits to offset the cost of injury-related expenses. However, insurance providers do not always approve injured policyholders’ claims for accident benefits. If your claim for accident benefits was denied, there are certain steps that could be taken to help you appeal your insurance company’s unfair decision.

Consult An Ontario Accident Benefits Lawyer

Schedule a free case consultation with a lawyer to discuss whether you have grounds to appeal the benefits denial. If you are eligible to appeal your insurer’s decision, our Ontario accident benefits lawyers may be able to outline courses of legal action that may be available to you.

Common Reasons For Denied Claims

Many claims for accident benefits are denied, oftentimes for reasons that can be difficult to comprehend. These reasons commonly include:

• Insufficient/lack of evidence (for instance, no medical verification of injury, no proof of lost wages, etc.)
• Incomplete forms
• Incorrect use of forms
• Lack of necessary documentation (for instance, no receipts or invoices for funeral and burial expenses, etc.)
• Failure to meet filing deadlines

Resubmitting Denied Applications

If your claim for accident benefits was denied, you should have the opportunity to appeal your denial and resubmit your application with any information that might have been missing from your initial application. Should your newly submitted claim be approved, you might be entitled to back payments for the benefits you had been initially denied.

Contact Preszler Injury Lawyers

In the aftermath of an injury-causing motor vehicle collision, survivors often incur substantial financial losses. Automobile insurance companies should be responsible for providing injured policyholders with the accident benefits they are rightfully owed in order to alleviate the financial burden of living with accident-related injuries. If your claim for benefits was denied, call our Ontario accident benefits lawyers at 1-800-JUSTICE and receive a free initial consultation about options that might be available to you based on the circumstances of your case.