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Does Long-Term Disability Insurance Protect Me After I am Forced to Leave My Job?

Many Ontarians have long-term disability insurance through their employers. Such policies provide income replacement if the employee is unable to return to work after other short-term disability benefits expire. In some situations, an employee may not immediately recognize to apply for long-term disability. For instance, if the employee suffered a traumatic brain injury, the more … Continue reading “Does Long-Term Disability Insurance Protect Me After I am Forced to Leave My Job?”

Trampoline Park Safety in Ontario

In Canada, there are few safety regulations for trampoline parks that are actually enforceable, a topic that has been brought to light after recent serious injuries and even deaths at indoor trampoline parks. So, what happens if you have a child and he or she becomes injured at a trampoline park, or worse? Do you … Continue reading “Trampoline Park Safety in Ontario”

Pecuniary and Non-Pecuniary Damages in Long-Term Disability Claims

When a person is injured by another’s wrongdoing — whether those injuries are physical or emotional, as in a personal injury claim, or only legal, as in a breach-of-contract claim — Ontario law permits the injured person to sue for compensation for his or her injuries. That compensation comes in the form of damages, which … Continue reading “Pecuniary and Non-Pecuniary Damages in Long-Term Disability Claims”

How Difficult is it to Prove Chronic Fatigue in a Disability Claim?

In 2015, more than 500,000 Canadians — about 1.4% of all Canadians — reported suffering from chronic fatigue syndrome (CFS). CFS, also known as myalgic encephalomyelitis/chronic fatigue syndrome (ME/CFS), is a debilitating illness involving overwhelming fatigue that can prevent a person from working or even confine him or her to bed. Unable to work, many … Continue reading “How Difficult is it to Prove Chronic Fatigue in a Disability Claim?”

Safety at the Gym: Premises Liability Issues in Ontario

Every January sees a dramatic influx of new members to Ontario gyms. The Central Ontario Better Business Bureau estimates that gym activity increases by 50% from December to January, and at least one gym in Kitchener reported that 70% of its new members sign up that month. Although many of those new members stop going … Continue reading “Safety at the Gym: Premises Liability Issues in Ontario”

What is Ontario’s Golden Years Doctrine?

Ontario law entitles a plaintiff to recover damages from a defendant who negligently injures him or her. The goal of the law is to return the plaintiff to the original position — that is, the position the plaintiff would have been in had the injury not occurred. For some kinds of damages, like medical bills … Continue reading “What is Ontario’s Golden Years Doctrine?”

Sepsis and Medical Malpractice Claims: What You Need to Know

In early 2016, Statistics Canada released a startling study on the prevalence of sepsis-linked deaths in Canada. Sepsis is a medical condition in which the body’s immune system overreacts to an infection. This can cause serious organ and tissue damage that can lead to death. In their study, the Statistics Canada authors found that during … Continue reading “Sepsis and Medical Malpractice Claims: What You Need to Know”

 
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