An insurance policy issued in Ontario covers not only the insured person, but also anyone residing in their “household.” For example, let us say you are married and own a car. Your insurance policy will likely cover your spouse in the event he or she is involved in a motor vehicle accident while using your…
Under Ontario law, the owner of a car or other motor vehicle can be held legally responsible for an accident even if he or she was not the driver. Basically, if another driver uses your car with your permission and causes a motor vehicle accident, the victims can file a personal injury lawsuit against you…
When you are injured in a motor vehicle accident in Ontario, you cannot count on receiving the full amount of your damages in a personal injury lawsuit. The reason for this is that the Ontario government imposes a “statutory deductible” on non-pecuniary (pain and suffering) damages. This means that by law, a judge must reduce…
There is a lot to take in following an auto accident. Oftentimes, the accident itself is a split-second occurrence, leaving other drivers and passengers unable to react in time. In the moments immediately following the collision, the victims may not stop to gather potentially useful information, including the identity of the other vehicle drivers involved.This…
All motorists in Ontario are required to have auto insurance. This is not just about following the law. If you are involved in an auto accident, your insurance carrier will provide you with certain statutory accident benefits. In addition, if another driver’s negligence caused the accident, their insurance carrier would be responsible for paying any…
When you are injured in an Ontario car accident, your insurance company is normally required to compensate you under the province’s Statutory Accident Benefits Schedule (SABS). This includes income replacement benefits in the event you are unable to return to work right away as a result of your accident. Case Study: Sabadash v. State Farm,…
In the immediate aftermath of a car accident, your first thought is probably not to document the scene or gather evidence. But if you are in a position to do just that, it can help you immeasurably when filing an insurance claim or even bringing a personal injury lawsuit. After all, your own recollection of…
For many Ontario residents, dealing with the aftermath of a motor vehicle accident is a long, stressful process. Aside from needing to recover from potentially catastrophic injuries, there is also the physical and mental strain of addressing the legal consequences of the accident. For instance, if your accident was the result of someone else’s negligence,…
Ontario Airplane Accident Lawyer Most people boarding a jet airline are excited about their upcoming vacation, looking forward to heading home to see family, or are mentally preparing for a business trip. Passengers on planes are eager to see their world from a new perspective, or are simply traveling out of necessity to access what…
A car accident often leaves the victim with lifelong injuries. Through a personal injury lawsuit, the victim can seek monetary damages from the parties responsible for the accident. There are additional financial issues that need to be addressed as part of a successful personal injury lawsuit that you might not be aware of at first….
Determining liability for a car accident often comes down to whom a B.C. judge finds more credible, the plaintiff or the defendant. In the absence of accident reconstruction experts or other specialists, personal injury claims typically succeed (or fail) based on a person’s ability to recall an accident that happened several years earlier. While judges…
A car accident may have multiple victims, each of whom is entitled to recover damages against a negligent party. Sorting out all of these claims can take many years and require multiple judicial proceedings. This is why it is so important to work with an experienced Toronto personal injury lawyer even before you speak with…
In today’s society, there are more young drivers on the road than ever before. While this has increased independence for youth and has assisted busy families with the jam-packed schedules that families face today, the increase in underage drivers does not come without risks. Statistics show that underage drivers contribute to accidents, injury, and property…
Public transportation is a way of life for many residents of Ontario as well as people around the globe. Subways are an integral part of public transportation systems and they provide a cost-effective and efficient way for citizens in busy metropolitan areas to navigate through the cities. While subways do provide an effective means of…
With the weather we’ve had this year, there are many more people looking to take vacations for a change of scenery — and of course weather. While our first thought when thinking fondly of a vacation to some exotic and tropical place may involve a picture of a palm tree or beautiful beach, sometimes even…
How many of us have been in a motor vehicle accident or witnessed such an event and had the thought that an accident simply would have happened regardless of what the parties had done? Have you ever wondered how those types of accidents are sorted out in the legal system? Determining liability for accidents in…
In most car accidents, it is not too difficult to determine liability. If a driver runs a red light, for example, and hits another car in the intersection, it is pretty clear who is at fault. There are cases involving more unusual fact patterns that require courts to answer somewhat trickier legal questions.McKay v. Park:…
Following a car accident, there are two methods of receiving compensation for your injuries under Ontario law. The first is by filing a claim with your own insurance company, which is obligated to pay certain “no-fault” benefits under Ontario’s Statutory Accident Benefits Schedule(SABS). The second is by filing a personal injury lawsuit against any third…
Property owners, such as companies that own apartment buildings, have a duty under Ontario law to keep their premises in safe condition. This means, among other things, that the property owner needs to maintain a reasonable schedule of safety inspections to identify and correct any potential hazards that might injure a tenant or lawful visitor…
Liability for a motor vehicle accident is based on whether or not the defendant breached the applicable “standard of care,” and thus caused the plaintiff’s injuries. In Ontario, the general rule governing standard of care is what would an “ordinary, reasonable, cautious and prudent person in the position and circumstances of the defendant” do when…
Personal injury claims arising from motor vehicle accidents often come down to a battle of credibility, not only between the parties to the case, but also among any expert witnesses retained on their behalf. It is not uncommon for litigants to hire accident reconstruction experts to assist the court in determining fault, which in turn…
As we approach each holiday season in Canada, many of us will either attend or host parties where alcohol is served. Obviously, we all have an obligation not to drive while intoxicated. But when someone leaves a party drunk and causes a serious motor vehicle accident, can the victims pursue damages against the person who…
On October 17, 2018, the use of recreational marijuana became legal throughout Canada. That makes Canada only the second country in the world to have legalized the drug nationwide, and the first member of the G7 countries to do so. As a pioneer in national marijuana legalization, many questions about the potential impact of that…
When you’re injured in an Ontario automobile accident, Ontario law and your auto insurance policy entitle you to receive certain statutory accident benefits regardless of fault. If, as a result of your accident, you are unable to return to work for a period, those benefits include income-replacement benefits.However, in some circumstances, your insurer can require…
The results of this quiz are not intended to guarantee the outcome of your potential case. It is an application we have developed to help you get a better understanding of your situation and should not be viewed as the equivalent of speaking with an attorney.
