Imagine this scenario: You’re visiting one of your favorite restaurants when you slip and fall on the way to your table. Was there a patch of water on the ground? No sign indicating that the tile might be slippery? You’re in a bit of pain, so you go to the emergency room and a doctor … Continue reading “Toronto Slip and Fall Claims: What is Negligence and How Do You Prove It?”
Auto insurance can be confusing, and many people aren’t very clear about what their policies cover. After an accident, drivers are often shocked to learn that their insurance won’t cover many of their damages. Below, we discuss the types of damages that a lot of bare bones policies do not cover, the basic types of … Continue reading “Common Damages Many Ontario Auto Insurance Policies Don’t Cover”
As many Ontarians are aware, the auto insurance rates in the province are the highest in the country. The average annual premium in Ontario was $1,544.86 in 2012, a massive 45 percent more than in Alberta, reports The Globe and Mail. While it’s clear that’s there’s a problem in the industry, authorities and industry leaders … Continue reading “The Ongoing Debate on Auto Insurance Premiums in Ontario”
Economic losses are monetary damages, or those demonstrable on a balance sheet. In the aftermath of an injury-causing accident, many survivors are forced to pay out-of-pocket for various injury-related expenses. They might lose wages if they are required to miss work to recover from their wages. They might suffer a reduced earning capacity because of their … Continue reading “An Overview of Economic Losses on Insurance Claims in Canada”
It’s becoming commonplace for injured victims to be asked to sign a Consent Form when they arrive at the physician’s office for a medical examination or an insurer examination (IE). It’s important for claimants to understand that signing a Consent Form may or may not endanger your rights. Moreover, there are no Ontario laws or … Continue reading “5 Things to Look for Before Signing an Examination Consent Form”
Water damage is the leading cause of home insurance payouts in Canada, comprising more than 50 percent of all losses covered, reports The Globe and Mail, citing vice-president of TD Insurance Henry Blumenthal. Water damage claims have doubled over the past 10 years, primarily due to more frequent storms and the fact that more people … Continue reading “3 Things to Consider When Filing an Insurance Claim for Basement Flooding”
Homeowner’s insurance is meant to protect your home and assets should an unforeseen disaster occur, such as by fire or water. Unfortunately, insurance companies often try to reduce their payouts by voiding claims or by offering claimants far less than the total amount of damages. While a lawyer might not be necessary if there is … Continue reading “3 Reasons to Consult a Lawyer for Your Fire Damage Insurance Claim”
Insurance provider Aviva Canada Inc. reports that 2013 was the worst year for water damage claims in the history of Canada, comprising 51 percent of all the property claims it received. Aviva foresees large water damage claims as an upward trend. Causes of Springtime Water Damage In the spring when the land thaws, the resulting … Continue reading “Insurance Claims for Spring Thaw Water Damage in Ontario”
