What if the driver who injured me has no auto insurance or flees the scene?

If you are involved in an accident with an uninsured driver or one that cannot be located, you may be eligible for compensation through your own auto insurance under the Underinsured Motorist (UIM) or Family Protection endorsement. This coverage allows you to receive benefits even when the at-fault party lacks insurance. If you have questions about your entitlements or need assistance navigating your insurance policy after an accident, consider reaching out to Preszler Injury Lawyers for a free consultation. Their team can help clarify your rights and options. For immediate assistance, you can also contact 1-800-JUSTICE.

Insurers often take the position that if people recover and are able to get back to work, they will push for a graduated return to work or a work hardening plan to try to get you off their books. Their idea is that they can prove you are able to ease back into things after the two-year mark. They take the position that there is a job out there for everyone and that it is simply a matter of retraining.

The challenge for people is to prove how their disability prevents them from working day after day, week after week, and month after month. Many people may be able to get through a day, but they struggle when having to juggle the totality of the demands of the job.