Ontario Personal Injury Lawyers
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Preszler Injury Lawyers

Burlington Long-Term Disability Lawyer


No one can plan for the worst case scenario. Even the most cautious, health-conscience, or emotionally grounded member of the community can be catastrophically injured in an accident, diagnosed with a chronic illness, or develop a severe mental health concern. If these newly acquired medical conditions make it impossible for them to continue working, how can disabled individuals continue supporting themselves?

If their injury, physical illness, or mental health disorder makes it impossible for them to carry out the tasks of their jobs, people with sufficient insurance coverage might be able to access long-term disability (LTD) benefits. LTD benefits might be available as part of an employer’s group insurance plan, or included in a private policy paid for by individual insurance policyholders independently of their employer. 

Although LTD benefits should be readily available to insurance policyholders with the appropriate level of coverage who cannot continue working because of the disabling medical conditions they have developed or sustained, unfortunately, LTD benefits can be hard to get. In fact, certain claims for LTD benefits are met with an exceptional level of undue suspicion, or outright disbelief. This is almost always the case for policyholders attempting to recover LTD benefits for so-called “invisible” injuries or illnesses.

The severity of “invisible” injuries or illnesses cannot be measured using objective medical tests or examinations. In fact, a patient’s experience of the symptoms caused by their “invisible” injury or illness will be entirely subjective. A patient might be in extraordinary pain or discomfort, but since their symptoms do not manifest in objective, observable ways, insurance companies might attest that there is not enough evidence to prove that the claimant’s condition prohibits them from working. An insurance provider might even cast doubt on whether a claimant is experiencing their injury or illness at all.

Talk With Our Legal Team



If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

Some examples of invisible injuries or illnesses that are often unfairly dismissed by insurers include:

  • Depression
  • Anxiety
  • Chronic pain or complex regional pain syndrome (CRPS) 
  • Post-traumatic stress disorder (PTSD)
  • Fibromyalgia  
  • Arthritis
  • And more

Claimants suffering from “invisible” injuries or illnesses are not the only insurance policyholders whose claims for LTD benefits are denied. Insurance providers often find reasons to withhold payments from eligible claimants.

For people living with a disability, the day-to-day reality of coping with their debilitating medical condition can be stressful, demoralizing, and frightening, especially if they are no longer able to continue working at their jobs. Unable to earn their regular incomes as a result of circumstances completely out of their control, people with disabling medical conditions might struggle to afford their necessary costs of living in addition to expenses essential to their medical care.

Our Burlington long-term disability lawyers appreciate how discouraging and anxiety-inducing it can be to receive a denied claim for LTD benefits.  If your insurance provider denied your claim for LTD benefits even though your medical condition should entitle you to receive them, do not hesitate. Book a free initial consultation with our Burlington long-term disability lawyers today by contacting us today.

Speak with Our Long-Term Disability Lawyers Serving Burlington

During a free initial consultation with our long-term disability lawyers serving Burlington, you will have the opportunity to review the circumstances of your case and learn about options that might be available to you. If you are eligible, by working with our Burlington long-term disability lawyers, you might be able to recover your previously denied benefits payments, damages you have incurred because of your claim’s initial denial, and possibly more.

To take advantage of your free initial consultation with our long-term disability lawyers serving Burlington, call 1-800-JUSTICE.

 

Areas We Serve

Practice Areas

Call us now at
1-800-JUSTICE
®

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
352 Elgin Street,
Ottawa ON
K2P 1M8
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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