Ottawa Long-Term Disability Lawyer
If you have been diagnosed with a medical condition that makes it impossible for you to perform the duties of your job, provided you have the appropriate level of insurance coverage, you might be eligible for long-term disability (LTD) benefits. LTD benefits might be included in your employer’s group insurance plan, or might be part of a private insurance policy you pay for on your own.
Not only can living with a disability present physical and emotional challenges, but it can also cause financial instability. Without stable work and the same level of income to which people have become accustomed, affording both the necessary costs of medical care and regular costs of living can seem like an impossible task.
However, insurance policyholders with sufficient coverage might be able to find a degree of financial security and stability through monthly income replacement payments from their insurance provider. For people who cannot continue working because of a disabling medical condition, LTD benefits can become a crucial source of income. Indeed, LTD benefits might be the only source of support available to people struggling through extraordinary circumstances.
Different insurance policies have different eligibility requirements for policyholders who wish to apply for LTD benefits. Examples of prolonged, potentially debilitating medical conditions that might qualify a policyholder to receive LTD benefits include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
In order to apply for LTD benefits, eligible insurance policyholders with sufficient coverage must be able to provide their insurer with thorough, substantive medical evidence illustrating the severity of their medical condition and its preventative impact on their ability to complete the duties of their jobs. Unfortunately, even after providing thorough, compelling medical evidence proving that their medical condition makes it impossible to continue working at their jobs, policyholders who should qualify for LTD benefits might have their claims denied by their insurer.
Receiving a denied claim for LTD benefits can be more than disheartening. For people who are already struggling to get by and are legitimately unable to work, receiving a denied LTD benefits claim can lead to legitimate financial anxieties. Unable to return to work and unable to make ends meet, denied LTD benefits claimants could find themselves in disastrous financial circumstances.
If your claim for LTD benefits was denied even though your medical condition should entitle you to receive them, our Ottawa long-term disability lawyers may be able to provide you with crucial legal assistance. By working with our long-term disability lawyers serving Ottawa, you may be able to recover compensation for:
- Benefits payments that have been previously withheld
- Legal fees
- Damages you have incurred as a result of your claim’s initial denial
- Punitive damages
- And possibly more
Learn more about how our Ottawa long-term disability lawyers may be able to help you stand up for your rights and recover the payments you deserve by scheduling a free initial consultation with Preszler Injury Lawyers.
Call 1-800-JUSTICE for Your Free Initial Consultation
Our long-term disability lawyers serving Ottawa have extensive experience dealing with insurance companies and are well versed in the tactics they often employ to withhold funds from deserving policyholders. By taking advantage of a free initial consultation with our Ottawa long-term disability lawyers, you will have the opportunity to review the details of your case and receive personalized legal advice about options for financial recovery that might be available to you.
To schedule your free initial consultation with Preszler Injury Lawyers, call 1-800-JUSTICE today.