Parry Sound Long-Term Disability Lawyer
If your claim for long-term disability (LTD) benefits was turned down in spite of the fact that your injury or illness makes it impossible for you to work, our Parry Sound long-term disability lawyers may be able to help you overturn your insurer’s unfair decision. Furthermore, if your disability payments were terminated early, our long-term disability lawyers serving Parry Sound may be able to provide you with crucial legal assistance and advice.
LTD benefits do not provide coverage for a disabled worker’s entire regular salary. Instead, they offer between 60-70% of their normal earnings when a severe medical condition makes it impossible for them to continue working. These benefits are not accessible to policyholders until after they have exhausted all other available benefits payments, including short-term disability benefits and Employment Insurance (EI) sickness benefits, and are only available to those who have the appropriate level of insurance coverage, either through their employer’s group plan or another policy for which they pay monthly premiums independently.
Eligibility requirements for LTD benefits differ between policies. However, some common conditions that might qualify an appropriately insured individual to receive monthly LTD benefits payments often include:
- Heart disease
- Back problems
- Chronic pain or complex regional pain syndrome (CRPS)
- Lupus or Lyme disease
- Psoriatic arthritis or fibromyalgia
- Paralysis
- Depression
- Bipolar mood disorder
- Post-traumatic stress disorder (PTSD)
- And possibly more
People who are living with a disability experience a wide range of challenges. These daily struggles can be physical, emotional, and economic in nature. Many people who have sustained a disabling medical condition find it impossible to continue working because of their debilitating injuries or illnesses. And those who can no longer earn their regular wages might find themselves struggling to remain financially solvent.
Unfortunately, many claims for LTD benefits are denied, even when applicants supply compelling medical evidence that proves the severity of their disabling medical conditions. Furthermore, even after being initially awarded LTD benefits, insurance companies can decide to prematurely terminate a recipient’s payments, even if their disabling medical condition persists.
At Preszler Injury Lawyers, we are committed to help mistreated insurance policyholders in the region recover the treatment and the payments they rightfully deserve. By working with our Parry Sound long-term disability lawyers, unfairly treated insurance policyholders may be able to recover compensation for:
- Previously denied benefits payments
- Legal fees
- Damages you have incurred as a result of your claim’s initial denial
- Punitive damages
To learn more about how our long-term disability lawyers serving Parry Sound may be able to assist you, call 1-800-JUSTICE today to schedule a free initial consultation with Preszler Injury Lawyers.
Speak with Our Parry Sound Long-Term Disability Lawyers Today
Our Parry Sound long-term disability lawyers provide all prospective clients with a free initial consultation, during which they will have the opportunity to go over the circumstances of their situation and receive personalized legal advice tailored to the details of their case.
Standing up to a large, intimidating insurance company might seem like an impossible task, but with the help of our long-term disability lawyers serving Parry Sound, you might be able to recover the compensation you are rightfully owed. To learn more, contact us today and take advantage of your free initial consultation.
