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Injured in a Truck Accident in Ontario? Four Things You Must Know

Motor vehicle accidents involving large commercial trucks and vehicles can have devastating physical and financial effects. You may face a number of immediate financial concerns if you or a family member has been injured in a truck accident in Ontario. There may be options available to you and your family as you seek economic recovery after such an accident.

Below are four things you must know now as you seek compensation for your injuries.

1. You Are Entitled to Accident Benefits

As the victim of a truck accident, you qualify for Ontario’s Statutory Accident Benefits. This compensation is offered on a no-fault basis and includes various benefits depending on the severity of your injuries:

  • Medical and Rehabilitation Benefit – Addresses all reasonable and necessary medical care (above and beyond what is covered by OHIP or a private health insurance policy).
  • Income Replacement Benefit – Offers a partial compensation for lost wages, up to a maximum payment of $400 each week.
  • Non-Earner Benefit – Available if you were not employed at the time of the accident, and your injuries prevent you from carrying out normal daily activities.
  • Attendant Care Benefit – Addresses the expense of hiring a nurse or other qualified individual to provide assistance with personal care tasks.
  • Other Expenses Benefit – Available to compensate for accident-related, out-of-pocket costs, such as transportation or assistive devices.
  • Death and Funeral Payments Benefit – Lump-sum payments are available if you have lost a spouse, parent, child or other qualified individual as the result of a truck accident.

Statutory guidelines dictate the amount of compensation available and duration of payment. Additional coverage – beyond the standard minimums – may be available on certain policies depending on whether these optional benefits were purchased. Inspect your insurance policy to determine your policy limitations.

2. You Have a Limited Time in Which to Take Action

You have just seven days from the date of the accident in which to take action. To qualify for Accident Benefits, you must inform your insurance provider of the incident and your intention to apply for Accident Benefits. You then must submit an Application for Accident Benefits within 30 days of receipt. Failure to meet these deadlines may bar you from financial recovery.

3. You May Pursue Additional Compensation through a Tort Claim

You may have the right to pursue a tort claim against an at-fault truck driver if he or she is to blame for the accident. This may allow you to recover compensation in addition to what you collected from your Statutory Accident Benefits. This is especially helpful if you suffered significant injuries and damages in the accident.

4. You Have the Right to Hire a Lawyer

You have the right to hire a lawyer to handle your insurance claim – and any tort lawsuits – on your behalf. Take advantage of a free case evaluation to learn more about the services available to you – call the Preszler Injury Lawyers at 1-800-JUSTICE® or fill out our online case evaluation form.

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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