Most Common Types of Disability Claims in Canada

When you’re looking for a Toronto long-term disability lawyer, it helps to know how common disability is: in 2022, roughly 8 million Canadians had one or more disabilities that limited them in their daily activities. According to Statistics Canada, that’s more than 27% of Canadians aged 15 years or older. Fortunately, disabled persons can file a claim for either long- or short-term disability as long as they meet their insurance qualifications.

Common Types Of Disability

Employment and Social Development Canada (ESDC) reports that the 10 most common types of disabilities are related to the following conditions.

• pain (9.7 percent).
• flexibility (7.6 percent).
• mobility (7.2 percent).
• mental/psychological (3.9 percent).
• dexterity (3.5 percent).
• hearing (3.2 percent).
• seeing (2.7 percent).
• learning (2.3 percent).
• memory (2.3 percent).
• and developmental (0.6 percent).

Disability statistics from ESDC show that women are more likely than men to report the top three types of disabilities (pain, flexibility, and mobility). The ESDC also reports that claimants aged 15 to 24 are more apt to report mental/psychological disabilities, learning disabilities, and pain-related issues, while those aged 45 to 64 more commonly reported pain, flexibility, and mobility issues.

Getting The Benefits You Need If You’re Disabled

Some of the types of disability claims you may be able to file include.

• back injuries (back strains, broken vertebrae, ruptured discs, etc.).
• diabetes.
• arthritis and fibromyalgia.
• infection and parasitic diseases.
• heart conditions.
• mental health conditions such as depression, bipolar disorder, and post-traumatic stress disorder.
• cancer.
• seizures and other neurological disorders.
• lupus and multiple sclerosis.
• musculoskeletal disorders.
• and acquired brain injuries.

Generally, any type of disability that affects your ability to work may qualify you to file a disability claim. However, the specific requirements depend upon the details of your insurance policy. You can speak to a disability lawyer to review your plan and determine whether or not you qualify and what amount of benefits you are entitled.

Ways To Increase the Success Of Your Disability Claim

If you are beginning the process of filing a disability claim, discuss your case with a disability lawyer. Your lawyer will be able to help you through the legal process and ensure your claim is handled efficiently and effectively.

Other things you’ll want to do to increase the likelihood of getting your claim approved include the following.

• keep all of your medical records and doctors’ reports.
• know your policy, your rights, and your responsibilities.
• attend all your appointments and adhere to your treatment plan.
• keep an injury journal to note your symptoms, pain level, and treatment efficacy.
• be completely honest with your doctor about your symptoms and don’t undermine or exaggerate them (note that many insurance companies will hire private investigators for surveillance to ensure your condition is legitimate).
• provide your lawyer with any requested information as quickly as possible to avoid delays.

Preszler Injury Lawyers Disability Lawyers Can Assist With Your Claim

If you are disabled, Preszler Injury Lawyers in Ontario can help you file a claim and pursue disability benefits. Contact us today at 1-800-JUSTICE® for a free, no-obligation initial legal consultation.

We’re here to help.