How Much Is a Bodily Injury Claim Worth?
It may be impossible to put a price on a bodily injury claim stemming from an Ontario, Canada car accident without first investigating the injuries and other facts of the case. The potential values of car accident cases may vary widely, even in similar cases. The specific facts of each case may have a major effect on how much the victim may be able to recover. This includes the details about their injuries, such as type and severity.
The losses that Ontario car accident victims may incur as a result of a car accident may add up quickly and may include much more than medical care, therapy expenses, and other treatment costs. A victim may have to miss work and therefore could have lost wages, may need to make updates to their home for accessibility, and may never return to their previous occupation. These losses may be eligible for compensation.
Ontario’s No-Fault System may Provide Some Compensation
Ontario’s no-fault car accident system may provide some level of universal coverage, depending on the severity of your injuries. Bodily injuries in a car accident may vary widely. Car accident victims may sustain injuries that include:
- Spinal cord injuries with or without paralysis
- Other back or neck injuries, such as herniated disks or whiplash
- Traumatic brain injuries with or without lasting cognitive damage
- Injuries to vital organs and internal bleeding
- Burns and disfigurement
- Loss of limb or loss of use of a limb
- Broken bones
- Joint injuries, such as torn ligaments
- Psychological injuries, such as depression and anxiety
- Pain Disorders
For any injury claim, you may be able to file a claim and receive benefits through Ontario’s Statutory Accident Benefits Schedule, according to the Insurance Act of Ontario Regulation 34/10. This is true regardless of fault in an accident. SABS, as managed by your insurance company, may pay out for certain categories of losses including:
- Minor injuries
- Non-Minor injuries; and
- Catastrophic injuries
You may also be able to sue the other party that caused the accident for pain and suffering and any other financial losses you may have like lost income or future medical needs. For your pain and suffering and future medical needs claims, you must have evidence to show you meet the established threshold to be compensated. A lawyer may be able to discuss your accident, injuries, insurance claims, and possibilities for taking tort action.
Pain and Suffering Damages may be Possible After an Ontario Car Accident
A lawyer may be able to help you understand and pursue your insurance claims and take other steps to seek the compensation potentially available to you based on the facts of your Ontario car accident. Considerations are given to documentation in your file such as:
- Your medical bills and related records
- Wage information and employment records
- Property damage repair estimates or invoices
- Other items related to your accident or injuries
Depending on the facts of your case, a lawyer may assert a claim for pain and suffering based on:
- Physical pain
- Emotional trauma
- Damage to the lifestyle you enjoy
Whether you qualify to pursue these damages may depend on several factors. A lawyer may be able to help determine if you may be able to pursue liability-based damages or take tort action. They may also be able to call in experts and collect additional evidence to prove the value of your non-economic losses.
You may Run out of Time to File a Car Accident Case
A lawyer may be able to help you learn about the value of your Ontario bodily injury claim. They may be able to answer your questions, explain your rights, and evaluate your case, as well as help you discover your options for possibly pursuing compensation after a car accident if you qualify.
We may also be able to help you navigate the car accident claims process, including determining issues related to negligence and liability if applicable and if you qualify.
There are time limits that apply in car accident cases, so you should consider contacting a lawyer early in the process. You may only have two years to file a lawsuit under the Limitations Act.
Talk to a Member of Our Ontario Car Accident Team
You may be able to talk to a member of our Ontario car accident team at Preszler Injury Lawyers. We may be able to help you understand the methods that may allow you to recover compensation after a car accident, if you qualify. We serve accident victims in Ontario.
Call Preszler Injury Lawyers at 1-800-JUSTICE to discuss your case with a member of our team during a free initial consultation.