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Car Accidents


Does My Auto Accident Injury Qualify as a “Permanent Impairment”?

In Ontario, a negligent driver is not automatically liable for the “pain and suffering” or other non-pecuniary damages sustained by a car accident victim. The Ontario Insurance Act expressly states a driver is not responsible for such damages unless one of two exceptions apply: The first exception is for accidents in which the victim suffered … Continue reading “Does My Auto Accident Injury Qualify as a “Permanent Impairment”?”

How Does Uninsured Motorist Coverage Work in Ontario?

Every Ontario driver is required to carry auto insurance. Unfortunately, many drivers ignore this mandate. Or if they do have insurance, it is insufficient to compensate a motor vehicle accident victim for the full amount of his or her injuries. So what does the victim do in such circumstances? Generally, the victim would turn to … Continue reading “How Does Uninsured Motorist Coverage Work in Ontario?”

Why You Don’t Want Your Car Destroyed Before a Car Accident Claim

In 2014 (the most recent year for which final Ministry of Transportation), there were nearly 180,000 motor vehicle accidents involving only property damage. Of course, most of the 39,000 accidents that also caused personal injury or death included property damage as well. And that raises an interesting question that we don’t often hear addressed: What’s … Continue reading “Why You Don’t Want Your Car Destroyed Before a Car Accident Claim”

Case Study: Sorting Out He Said/She Said Car Accidents

Car accident lawsuits are often decided based on the relative credibility of the drivers involved. In many cases there is no outside evidence, such as a police investigation or independent accident reconstruction, to aid a judge or jury in deciding who was at fault. This makes the court’s assessment of the parties and their witnesses … Continue reading “Case Study: Sorting Out He Said/She Said Car Accidents”

Dependent on a Relative: Am I Also Covered by Her Ontario Auto Insurance?

Many Ontario residents depend on a family member’s Ontario auto insurance to cover them in the event of a car accident. Under Ontario’s Statutory Accident Benefits Schedule, an “insured person” includes any “dependant of the named insured or of his or her spouse.” A dependant does not have to be a minor child, but can … Continue reading “Dependent on a Relative: Am I Also Covered by Her Ontario Auto Insurance?”

How Ontario Limits Pain and Suffering Damages in a Car Accident

Car accident victims in Ontario face an uphill struggle when it comes to seeking damages from a negligent driver. First, the victim has to collect evidence and present it in a tort claim in court to prove the negligent driver is liable. Then, even after the other driver’s fault has been established, Ontario limits pain … Continue reading “How Ontario Limits Pain and Suffering Damages in a Car Accident”

 
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