Mississauga Car Accident Lawyer

A car accident in Mississauga can leave you or someone you love dealing with painful injuries, unexpected expenses, and uncertainty about what comes next. When another driver causes the collision, you may feel frustrated and unsure how to protect your rights.

An experienced Mississauga car accident lawyer at Preszler Injury Lawyers can guide you through the legal process, explain your options, and help you seek fair compensation for the losses you’ve suffered.

Our firm provides support and legal representation for individuals and families across Mississauga who are coping with the aftermath of serious accidents. We offer free consultations so you can better understand your legal path forward without financial risk. Contact us now to get started.

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Key Takeaways About Mississauga Car Accident Claims

• A lawyer can help you understand your rights under Ontario’s no-fault insurance system for maximizing your compensation
• Fault determination rules in Ontario directly impact your ability to recover damages
• The two-year limitation period for personal injury claims in Ontario requires prompt legal action
• Tort claims may be available for serious injuries that meet the statutory threshold
• Proper documentation and evidence preservation significantly strengthen your claim

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Since 1959, we’ve helped thousands of Canadians get the compensation they deserve with their car accident claims. One of Canada’s oldest personal injury law firms, personal injury law is exclusively what we do. Book a free consultation today with our top-rated personal injury lawyers.

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What Should I Do Immediately After a Car Accident in Mississauga?

Knowing the right steps to take after a collision can make a significant difference in your recovery and your legal case.

Report the Accident to Police

Ontario law requires reporting to police when an accident results in injuries, fatalities, or property damage exceeding $2,000. Officers will complete a report, which becomes a key piece of evidence for both insurance and potential legal claims.

Seek Medical Attention

Even if your injuries appear minor, you should see a doctor. Some injuries, such as concussions or internal damage, may not show symptoms right away. Medical records also serve as critical evidence for your case.

Document the Scene and Gather Evidence

If possible, take photos of vehicle damage, skid marks, traffic signals, and weather conditions. Collect names and contact information from witnesses. These details can help establish fault and strengthen your claim.

Contact Your Insurance Company

Notify your insurer as soon as possible. Provide accurate information but avoid speculation about fault. Sticking to the facts helps protect your rights if disputes arise later.

Avoid Admitting Fault

Stay calm and cooperative, but do not apologize or admit fault at the scene. Statements made in the moment can be misinterpreted and used against you during claims or lawsuits.

How Does Ontario’s No-Fault Insurance System Work?

Ontario follows a no-fault insurance system, which means you first turn to your own insurance company for certain benefits, regardless of who caused the crash.

Understanding Statutory Accident Benefits

These benefits, also called Statutory Accident Benefits SABs, are mandatory under Ontario law. They provide financial support for medical costs, rehabilitation, lost income, and other needs after an accident.

Coverage for Medical Expenses and Rehabilitation

Statutory benefits may cover physiotherapy, chiropractic care, counseling, and other treatments. Coverage depends on the severity of the injury and the level of benefits purchased.

Income Replacement Benefits

If injuries prevent you from working, income replacement benefits may provide up to 70 percent of your gross income, subject to limits set by law.

Attendant Care Benefits

For individuals with serious impairments who require personal support, attendant care benefits help cover the cost of professional assistance with daily activities.

When Can I Sue for Additional Damages in Ontario?

While no-fault benefits provide important support, they often fall short of covering the full impact of a serious injury. In certain cases, you may file a lawsuit against the at-fault driver.

Meeting the Statutory Threshold for Tort Claims

Ontario’s threshold acts as a filter. To bring a lawsuit, your injury must meet conditions set out in the Insurance Act. The law restricts claims to situations where a person has suffered permanent or serious harm. Minor injuries like bruises or temporary soreness usually do not meet this standard.

For example, someone who suffers a fractured leg that heals fully may rely on accident benefits but may not qualify for a tort claim. By contrast, an individual who sustains a traumatic brain injury that permanently affects memory or focus would likely meet the threshold.

Serious and Permanent Impairment Requirements

To sue for pain and suffering, the injury must cause a permanent and serious impairment of a physical, mental, or psychological function. Permanent means the injury will not fully heal, and serious means it affects your ability to perform essential tasks in daily life.

Courts examine whether the injury restricts your ability to work, care for yourself, or participate in regular activities. For example, if a software developer suffers nerve damage that prevents them from typing for long periods, the impairment may be considered serious even if the person can walk without difficulty.

Economic Loss Claims Beyond Insurance Coverage

No-fault accident benefits cover income replacement up to certain limits. If your financial losses exceed those limits, you may bring a tort claim to recover the difference. This is especially relevant for higher-income earners in Mississauga who lose the ability to continue in demanding careers.

Pain and Suffering Compensation

Pain and suffering damages recognize the personal impact of a serious injury beyond financial costs. These damages attempt to reflect the human side of recovery: the inability to play sports, spend time with children, or enjoy life in the same way as before.

In Ontario, these claims are subject to a monetary threshold and deductible, which means smaller claims may not qualify. However, when injuries are severe enough, such as loss of mobility after a spinal cord injury, pain and suffering claims provide a way to address the long-term consequences that no-fault benefits do not cover.

Additional Considerations for Mississauga Residents

Mississauga’s heavy traffic on routes like Highway 401 and Hurontario Street often leads to accidents with serious consequences. Many of these collisions involve multiple vehicles, making liability more complex. A lawsuit against the at-fault driver, and sometimes additional parties like commercial trucking companies, may be necessary to fully address your losses

What Are the Common Causes of Car Accidents in Mississauga?

Car accidents occur throughout Mississauga, from high-traffic areas like Hurontario Street to busy intersections near Square One Shopping Centre.

Distracted Driving

Drivers using phones, adjusting navigation systems, or eating behind the wheel cause preventable crashes every year. Mississauga’s busy roads, such as Burnhamthorpe Road, see frequent collisions related to distracted driving.

Impaired Driving

Alcohol and drugs slow reaction times and impair judgment. Collisions caused by impaired drivers often result in severe injuries. For example, impaired driving incidents along Lakeshore Road often involve both vehicle and pedestrian risks.

Speeding and Aggressive Driving

Excessive speed, tailgating, and unsafe lane changes increase the risk of losing control and colliding with others. Speeding along Highway 403 has contributed to numerous serious accidents.

Weather-Related Accidents

Snow, ice, and heavy rain make roads hazardous, especially on major highways like the QEW that run through Mississauga. Poor visibility and slick surfaces often lead to chain-reaction crashes.

Intersection Accidents

Busy intersections, such as those along Dundas Street, are frequent sites of collisions when drivers run red lights or fail to yield. Pedestrians and cyclists are particularly vulnerable in these areas.

How Is Fault Determined in Ontario Car Accidents?

Fault matters in Ontario because it influences insurance premiums and your ability to pursue damages.

Ontario’s Fault Determination Rules

The Insurance Act sets out rules insurers use to assign fault based on the type of collision and the circumstances.

Impact of Fault on Insurance Claims

If you’re found partly responsible, your insurance premiums may increase, and your ability to recover damages could be reduced.

Disputing Fault Determinations

You have the right to dispute a fault decision if you believe it was made incorrectly. Supporting evidence, such as photographs and witness statements, plays an important role in these disputes.

Role of Police Reports and Witness Statements

Police reports provide an official account, and witness testimony can add credibility to your version of events.

Understanding Ontario’s Limitation Periods

Deadlines for filing claims are strict in Ontario. Missing them may bar you from pursuing compensation.

Two-Year Rule for Personal Injury Claims

You generally have two years from the date of the accident to file a lawsuit against the at-fault driver.

Discovery Rule Exceptions

In some cases, the two-year period starts when you first knew, or should have known, that your injury was serious and linked to the accident.

Special Circumstances and Extensions

Certain situations, such as cases involving minors, may allow for extended timelines. These exceptions are narrow and require legal guidance.

Importance of Acting Quickly

Delays in pursuing a claim may result in lost evidence or expired deadlines, making prompt legal action critical.

How Our Lawyers Can Help

Preszler personal Injury Lawyers provides guidance and advocacy for injured individuals and their families. We work to protect your rights while helping you move forward after a serious accident.

Navigating Complex Insurance Claims

We explain the insurance system, help with forms, and ensure your claim is properly filed and supported with the right evidence.

Gathering and Preserving Evidence

Our team collects police reports, medical records, expert opinions, and witness statements to build a strong case.

Negotiating with Insurance Companies

Insurers often try to reduce payouts. We stand up for you by presenting evidence and arguing for fair treatment.

Representing You in Court When Necessary

If the insurance company or at-fault driver refuses to take responsibility, we prepare your case for trial and advocate before the court.

Maximizing Your Compensation Recovery

By carefully documenting losses and presenting evidence, we help strengthen your claim so you can pursue the financial support needed for your recovery.

Frequently Asked Questions About Mississauga Car Accident Claims

Do I need a lawyer if I wasn’t seriously injured?

Even minor injuries can worsen over time. A lawyer can help assess whether your claim qualifies for benefits or additional damages. Many people assume they don’t need legal help for whiplash or sprains, but these injuries sometimes develop into chronic conditions. Consulting a lawyer ensures you don’t miss out on benefits or compensation for losses that become more serious later.

How much does it cost to hire a car accident lawyer in Ontario?

Preszler Injury Lawyers works on a contingency fee basis, which means legal fees are only collected if compensation is recovered for you. This arrangement allows you to access legal services without paying upfront costs. During a consultation, the fee structure is explained in detail so you understand how it works before moving forward.

Can I still recover compensation if I was partially at fault?

Yes, Ontario follows a system of contributory negligence. Your damages may be reduced by your percentage of fault, but you may still recover a portion of your losses. For example, if you were speeding slightly but the other driver ran a red light, you may still secure damages, although they could be reduced by the percentage of fault assigned to you.

What if the other driver was uninsured or underinsured?

Your own insurance policy may provide coverage in these situations, but pursuing benefits can be difficult without legal help. For instance, uninsured automobile coverage is designed to protect you, but insurers may still challenge claims or question the extent of your damages. A lawyer can push back if your insurer doesn’t provide fair compensation under this coverage.

How long will my car accident case take to resolve?

The length of a case varies depending on the severity of injuries, the willingness of insurers to negotiate, and whether a trial becomes necessary. A case involving catastrophic injuries or disputed liability often requires more evidence and expert testimony, which can extend the timeline. While you may feel pressure for quick results, careful preparation often leads to stronger outcomes.

Contact Our Car Accident Lawyers in Mississauga Now

If you’ve been injured in a car accident in Mississauga, don’t wait to seek legal advice. Time limits apply, and early legal intervention can protect your rights and preserve important evidence. Preszler Injury Lawyers offers free consultations so you can better understand your options before deciding how to proceed. Call (888) 608-2111 today to schedule your free case evaluation.

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