Ontario Personal Injury Lawyers
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Preszler Injury Lawyers

How Do I Claim for Accident Benefits?


If you suffered injuries in a car accident, you need to file a claim for accident benefits to recover medical care costs, lost wages, and more. According to the Financial Services Commission of Ontario (FSCO), you only have a week to notify your insurance carrier about your accident if there is an injury or property damage. If your injuries prevent this, you may have more time, but you must act quickly to protect your claim.

When you notify your insurance broker or carrier, they send you paperwork or otherwise gather the information they need to:

  • Determine which coverages apply based on your accident
  • Begin to put a value on your claim

Claims for Coverage of Injuries and Lost Wages

After filing your claim and submitting the paperwork, your insurance carrier likely assigns an accident benefits claims adjuster to work with you through the rest of the claims process.

Accident benefits claims are based on the driver’s or injured person’s statutory accident benefits coverage. Under Ontario Regulation 34/10’s Statutory Accident Benefits Schedule, these benefits may be available to the policyholder regardless of fault in the accident. Statutory accident benefits include:

  • Supplemental medical care coverage
  • Rehabilitation costs
  • Attendant care
  • Income replacement
  • Non-earner benefits
  • Caregiver benefits (optional benefits)
  • And possibly more if you qualify

Talk With Our Legal Team



If you have any questions and would like to schedule a call with our legal team for a FREE no-obligation consultation, contact us now. During this call you can ask any questions as it relates to your accident and/or claim and we'll discuss your options and possible outcomes.

Regardless of where you're located in Ontario – we may be able to help you. Don't delay - call us. Our lines are open 24/7.

The caveat to this coverage is that it only pays out up to the limits of the policy, which may not cover all your related losses.

In Some Cases, Toronto Accident Victims May File Third-Party Liability Claims

According to the Insurance Bureau of Canada (IBC), Ontario requires accident victims to meet a certain threshold in order to recover compensation for pain and suffering and future health care expenses. If you qualify to take this type of action, you may be able to recover damages that include:

  • Pain and suffering
  • Costs related to medical treatment and rehabilitation
  • Other damages if you qualify

The threshold for filing this type of claim includes permanent and serious injuries or permanent and serious. This may include physical, mental, and psychological injuries. One of the ways to learn if your injuries meet the threshold is to discuss your case with a lawyer who handles Ontario traffic accident claims.

A Car Accident Lawyer May Be Able to Build a Case for a Third-Party Liability Claim or Lawsuit

If you suffered injuries in a car accident, or if you have questions about the fault in your accident case, you may want to speak with a member of our Ontario car accident team. You may have a right to file a third-party liability auto insurance claim or a lawsuit to hold the at-fault driver responsible.

Deadline for Filing an Ontario Car Accident Lawsuit

You should begin this process as soon as possible, though. Not only do you need to assess your options to ensure you meet claims deadlines, but there is also a deadline for filing a lawsuit. Under the Ontario Limitations Act, victims generally only have two years to file suit, subject to the discoverability doctrine.

Talk to a Member of the Preszler Injury Lawyers Team Today

If you have questions about potentially filing claims based on liability following a car accident, call Preszler Injury Lawyers today at 1-800-JUSTICE. If you are unable to travel to speak with a member of our team, we may be able to come to you.

 
TELL US ABOUT YOUR ACCIDENT

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Practice Areas

Call us now at
1-800-JUSTICE
®

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
352 Elgin Street,
Ottawa ON
K2P 1M8
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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