OCF-3: Disability Certificate

What is the Disability Certificate (OCF-3) ?

The Financial Services Regulatory Authority of Ontario (FSRA) has a series of Auto Insurance Claims Forms (OCF Forms) that need to be filled out if you are seeking compensation for your injuries. The OCF-3 form also known as the Disability Certificate is a form that needs to be completed in full and submitted to your auto insurance provider if you were involved in an accident on or after November 1, 1996. Claimants are required to fill out Parts 1 to 3 and then have their health practitioner fill out the rest of the form and return it directly to the insurance company. Only authorized health practitioners such as chiropractors, dentists, nurse practitioners, occupational therapists, optometrists, physicians, physiotherapists, psychologists and speech-language pathologists can fill out this form.

For more information on this form – you can download the OCF-3 here.

What information is required on the OCF-3?

Claimants are required to fill out Parts 1 to 3 which include the applicant’s personal information, insurance company information as well as a description of the accident – and then signed by the claimant. It’s important to note here that you do not sign anything that you are unsure of. For anything you do not understand are require clarification on – we recommend you contact a personal injury lawyer. The remainder of the form needs to be filled out by an authorized health practitioner and will ask them to outline any injury and sequelae information, disability tests and symptoms, if there are any previous examinations, investigations or consultations not previously reported by the health practitioner, if any further examinations are contemplated or required, prior and concurrent conditions, information on pre-existing disability benefits, pre-existing conditions or injuries, medications and other information related to the claimant’s health.

How can a personal injury lawyer help with filling out OCF-3?

Hiring a personal injury lawyer to process your claim has many benefits. Firstly, they will ensure that all forms and correspondence are submitted by the required deadlines. For example, you have 30 days in which to complete and submit all the paperwork once you have received it and your right to accident benefits may be denied if you miss the deadlines. Furthermore, your healthcare practitioner cannot complete the OCF-3 any earlier than 10 business days from the date you submit your initial application. Hiring a personal injury lawyer will also ensure that your claim is managed by legal professionals who ensure everything gets submitted on time and correctly – that way you can focus on recovering.

Contact Preszler Injury Lawyers today for a free consultation and let us help you with filling out the OCF-3: Disability Certificate.