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Toronto Fibromyalgia Lawyer

Until recently, fibromyalgia was a misunderstood and often overlooked or misdiagnosed condition. This condition can cause widespread pain for no apparent reason, along with several other related symptoms. Thankfully, doctors are better today at diagnosing fibromyalgia.

But long-term disability (LTD) insurance companies may still give patients with fibromyalgia a hard time as they seek benefits. If you find yourself unable to work due to your pain and other symptoms of fibromyalgia, contact a long term disability lawyer to learn more about your options.

Difficulty of Filing a Claim

The most difficult part of filing a Toronto fibromyalgia long-term disability claim is proving you have the condition. Common fibromyalgia symptoms are similar to many other ailments, and there is no simple test that will confirm a case of fibromyalgia. For example, patients with fibromyalgia may experience the following symptoms:

  • Pain and tender points
  • Headaches
  • Fatigue
  • Irritable bowel syndrome
  • Sleep problems
  • Psychological distress like depression or anxiety

These are common symptoms patients experience with many other conditions. Thus, doctors rely on a diagnostic profile to diagnose patients with the condition. Unfortunately, insurance companies and doctors who work with them often challenge diagnoses of fibromyalgia, arguing that the diagnosis is wrong or exaggerated. Even if you are diagnosed with fibromyalgia, you must prove you are seeking treatment but still unable to work.

This is why it is so important to build a thorough case when filing a Toronto fibromyalgia long-term disability claim. A lawyer will work with medical experts and compile evidence that establishes not only your diagnosis, but that it prevents you from working.

Determining the Appropriate Qualifications

When you file a Toronto fibromyalgia LTD claim, you will likely receive short-term disability benefits for the first few months. Then after those expire, the insurance company will reevaluate your condition and ability to work to determine if you qualify for long-term disability benefits.

Documenting the Condition

A lawyer will collect your medical records to make sure there is a fibromyalgia diagnosis and a medical history that supports your fibromyalgia long-term disability claim in Toronto. If your chronic pain happened after a specific event such as an accident or illness, make sure your doctors and your lawyer know this.

Prevention from Work

A lawyer might ask your doctor to provide documentation of your limitations and observed symptoms to establish that you are unable to work. In some cases, a lawyer may ask your employer to document your work requirements and note any changes in your work ability or attendance since the fibromyalgia began.

If these two points are present and you meet other requirements set forth in your insurance policy, the insurance company should approve your Toronto fibromyalgia long-term disability claim. However, this is not always the case.

Denial of a Claim

Insurance companies may counter your LTD claim in Toronto by arguing that you are not disabled, you are still able to work, or that, after a certain amount of time, you can change careers to continue earning a living.

Non-Existence of Fibromyalgia

Some insurance companies may argue that you are faking or exaggerating your pain, and then use that argument to deny your claim. This is why it is so vital to build a case with thorough medical documentation of your fibromyalgia.

A lawyer will seek records and possibly testimony from your doctor, as well as a detailed medical history to fight back if the insurer questions the presence or severity of your condition.

Continuing to Work

For the first two years, you will need to establish that you are unable to work in your current occupation. A lawyer may work with vocational experts and compile other evidence to establish your inability to continue in your current position to counter any arguments insurance companies make about your ability to work.

Switching Career Fields

After about two years, in most cases, the insurance company will reevaluate your condition to determine if you are able to switch career fields. Despite having already proven you are unable to work in your current occupation, you may at this point need to prove that you are unable to work at all. Once again, vocational evaluations, medical evidence, and other documentation of your condition and limitations will be vital to continue your LTD benefits.

Contacting a Lawyer

An experienced lawyer will help disabled individuals in Toronto with their long-term disability claims and appeals.

If the insurance company denies your Toronto fibromyalgia long-term disability claim, a lawyer can help you through the appeals process to fight back against an unfair denial and recover the benefits that you deserve.



Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

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