Your Personal Injury Lawyers
Call 1-888-404-5167
Preszler Injury Lawyers

Toronto Orthopedic Injury Long-Term Disability Claims Lawyer

Individuals purchase long-term disability insurance, either privately or through their employer, just in case they should ever get into an accident that leaves them unable to work and earn an income. Like with other insurance policies, policyholders pay a certain amount every month to keep their policy valid and active. Some never have to use the insurance, but others are not so lucky.

And to make matters worse, when the unfortunate happens and it is time to claim those benefits, insurance companies often do not want to pay. When this is the case, it is important that those injured or ill speak to a Toronto long-term disability lawyer to discuss recovering compensation and the steps an our Toronto long-term disability lawyers can take to help you.

Common Issues with Long-Term Disability Claims

Insurance companies are in the business of making money and giving that money back to their investors, not actually paying out benefits to their policyholders.

As a Toronto long-term disability lawyer can tell their client, when insurance companies create their policies, they are often filled with complicated language that is vague, elusive, and difficult to understand. This is done purposely, as insurance companies can use this to their advantage, rejecting even legitimate claims for just about any reason they choose. Often, policyholders have to take the insurance company at their word, simply because they themselves do not understand the policy terms.

When insurance companies do pay out benefits, they may use this same confusing language to lead policyholders to believe they are not entitled to as many benefits as they thought. This can lead to reduced or partial payments, which may not be enough to cover the expenses of the disabled person.

In other cases, the insurance company may say they are willing to pay, but the benefits are severely delayed — sometimes by months. This can also seriously affect the disabled person, as they are left with little to no resources during that time.

How a Toronto Long-Term Disability Lawyer Might Be Able to Help

Sadly, many people may hinder their long-term disability case before it has even really started, and this can occur in a number of ways. One of the most common is when insurance companies tell a policyholder that they must take a medical exam with one of the insurance company’s independent doctors or medical experts.

These health professionals are not always as independent or unbiased as they may seem, and they can severely hurt a disability case by reporting that the individual is not quite as injured or sick as they are saying.

This stall tactic is just one reason why it is so important that individuals contact a long-term disability lawyer in Toronto. A lawyer can help break down insurance policies, and they can also help deal with the insurance companies so that individuals receive the full benefits they are entitled to. A lawyer can also help individuals who have been denied benefits, making sure that they have their benefits reinstated.

If you or a loved one has suffered a long-term disability, do not wait another minute to contact a Toronto long-term disability lawyer who knows how to deal with insurance companies and how to get you the benefits you deserve. Contact Preszler Injury Lawyers today.


Areas We Serve

Practice Areas

Call us now at

151 Eglinton Ave W,
Toronto, ON
M4R 1A6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
4145 N Service Rd
Burlington, ON
L7L 4X6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
2 County Ct Blvd #400,
Brampton, ON
L6W 3W8
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
105 Consumers Drive
Whitby, ON
L1N 1C4
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
92 Caplan Ave #121,
Barrie, ON
L4N 0Z7
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
380 Wellington St Tower B, 6th Floor,
London, ON
N6A 5B5
Toll Free: 1-888-608-2111
2233 Argentia Rd Suite 302,
East Tower Mississauga, ON
L5N 6A6
Toll Free: 1-888-608-2111
1 Hunter St E,
Hamilton, ON
L8N 3W1
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
459 George St N,
Peterborough, ON
K9H 3R9
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
22 Frederick Street,
Suite 700
Kitchener, ON N2H 6M6
Fax: 1-855-364-7027
Toll Free: 1-888-608-2111
116 Lisgar Street, Suite 300
Ottawa ON
K2P 0C2
Toll Free: 1-888-608-2111
10 Milner Business Ct #300,
Scarborough, ON
M1B 3C6
Toll Free: 1-888-608-2111
*consultation offices

DISCLAIMER: Please be advised that the header image and other images throughout this website may include both lawyer and non-lawyer/paralegal employees of Preszler Injury Lawyers and DPJP Professional Corporation and unrelated third parties. Our spokesperson John Fraser, or any other non-lawyer/paralegals in our marketing is not to be construed in any way as misleading to the public. Our marketing efforts are not intended to suggest qualitative superiority to other lawyers, paralegals or law firms in any way. Any questions regarding the usage of non-lawyers in our legal marketing or otherwise can be directed to our management team. Please also note that past results are not indicative of future results and that each case is unique and that case results listed on site are from experiences across Canada and are not specific to any province. Please be advised that some of the content on this website may be out of date. None of the content is intended to act as legal advice as each situation is independent and unique and requires individual legal advice from a licensed lawyer or paralegal. For legal advice on your individual situation – we can provide legal guidance after you have contacted our firm and we have established a lawyer-client relationship contractually. Maximum contingency fee charged is 33%. Finally, our usage of awards and logos for awards does not suggest qualitative superiority to other lawyers, paralegals or law firms. All awards received from third party organizations have been done so through their own reasonable evaluative process and do not include any payment for these awards except for the use of the award logos for our marketing assets. We are also proud to service additional provinces like Alberta, British Columbia and Nova Scotia.