Some injuries, illnesses, and other chronic medical conditions may not manifest themselves through easily observable symptoms. However, even though the symptoms of these conditions may be “invisible” to others, they could still significantly impact a patient’s quality of life and their ability to earn a living. Since the symptoms of invisible injuries or illnesses cannot be quantified through objective medical evidence, it can be difficult for people suffering from them to receive long-term disability (LTD) benefits. Click here to read more.
Sun Life Assurance Company of Canada (Sun Life) is currently facing a proposed class action lawsuit for $10 million. The case was recently filed with the Ontario Superior Court of Justice. The Sun Life class action lawsuit alleges that the company willfully miscalculated cost-of-living increases for clients receiving long-term disability benefits. The lawsuit alleges that … Continue reading “Sun Life Facing Potential LTD Benefits Class Action Lawsuit”
The world as we know it has changed. The stress and anxiety of living through a pandemic has taken a huge toll on society’s mental health. If you’ve been diagnosed with a serious mental health issue that prevents you from performing the duties of your job, you may be eligible to collect long-term disability benefits. But the process of securing those benefits may not be an easy one. Click here to read more.
Technically, you may collect both long-term disability (LTD) and Canada Pension Plan (CPP) payments at the same time. However, many LTD plans stipulate that you may not use the benefits of both to create a larger sum. For example, if you receive LTD for $3,000 a month and CPP grants you an allowance of $1,000 … Continue reading “Can You Collect LTD and CPP Disability at the Same Time?”
Applying for and having long-term disability claims approved for benefits can be difficult. It can be hard to work with insurance companies. It can be helpful to learn about your long-term disability policy and try to avoid common mistakes that can prevent you from receiving benefits. If your claim gets denied, appealing that decision and … Continue reading “Can I Appeal My Long-Term Disability Claim?”
If you have been injured in an accident and are set to receive a personal injury settlement or disability benefits, one of the important questions that always comes to mind is how the benefits will be taxed. Many workers have disability benefits provided through their workplaces. There are also other options to purchase disability coverage … Continue reading “Will I be Taxed on Personal Injury Damages or Disability Benefits?”
