The world as we know it has changed. The stress and anxiety of living through a pandemic has taken a huge toll on society’s mental health. If you’ve been diagnosed with a serious mental health issue that prevents you from performing the duties of your job, you may be eligible to collect long-term disability benefits. But the process of securing those benefits may not be an easy one. Click here to read more.
Technically, you may collect both long-term disability (LTD) and Canada Pension Plan (CPP) payments at the same time. However, many LTD plans stipulate that you may not use the benefits of both to create a larger sum. For example, if you receive LTD for $3,000 a month and CPP grants you an allowance of $1,000 … Continue reading “Can You Collect LTD and CPP Disability at the Same Time?”
Applying for and having long-term disability claims approved for benefits can be difficult. It can be hard to work with insurance companies. It can be helpful to learn about your long-term disability policy and try to avoid common mistakes that can prevent you from receiving benefits. If your claim gets denied, appealing that decision and … Continue reading “Can I Appeal My Long-Term Disability Claim?”
If you have been injured in an accident and are set to receive a personal injury settlement or disability benefits, one of the important questions that always comes to mind is how the benefits will be taxed. Many workers have disability benefits provided through their workplaces. There are also other options to purchase disability coverage … Continue reading “Will I be Taxed on Personal Injury Damages or Disability Benefits?”
If you suffer a catastrophic injury in a motor vehicle accident, you may be legally disabled and therefore unable to return to work. Aside from any benefits you recover under your auto insurance policy, or from the negligent driver in a personal injury lawsuit, you may also qualify for other benefits, such as long-term disability … Continue reading “Will Accepting EI or Disability Benefits Hurt My Personal Injury Claim?”
Can you be fired while on disability in Ontario? We explored that question in an article earlier this year. As we explained then, the answer to that question is that it depends—mostly on the reason you were fired. Because Ontario’s Human Rights Code (HRC) requires employers to accommodate workers’ disabilities to the point of undue … Continue reading “Recent Case Examines When an Employee’s Disability Frustrates an Employment Contract”
In 2012, more than 1.6 million Ontarians over 15 years old reported having a disability. That figure represented 15.4% of Ontario’s over-15 population at that time. Disabilities often prevent a person from gainful employment, making it impossible for that person to support him- or herself. Fortunately, a disabled worker may be able to rely on … Continue reading “How Much Can I Receive on Disability in Ontario?”
The 2012 Canadian Survey on Disability found that one in seven Canadians 15 years or older live with a disability that limits their daily activities. Of Canadians aged 25 to 64 with a disability, only 49% were employed, compared with 79% of those without a disability. For Canadians who cannot work because of a physical … Continue reading “Disability Standards in Ontario: Own Occupation vs. Any Occupation”
