As we’ve discussed before, long-term disability benefits can come from any of several sources, including private disability insurance that you or your employer pay for, the Canada Pension Plan (CPP), and the Ontario Disability Support Program (ODSP). To make matters even more complicated, each of these types of disability benefits is subject to different tax … Continue reading “Is Long-Term Disability Income Taxable?”
Depression can be a serious mental health disorder. Severe symptoms of depression can even prevent someone from performing the duties of their jobs. However, despite the preventative effects depression can have on a person’s ability to work, many long-term disability (LTD) claims for mental health issues are denied due to a lack of objective evidence. But a new scientific discovery could change that. Click here to read more.
After surviving a serious accident, people who have sustained life-altering injuries may face a world of difficulties. Acquiring a physical disability can often lead to secondary disabilities, including mental health issues that may seem impossible to overcome. Mental illnesses like depression or post-traumatic stress disorder (PTSD) can prevent injured people from performing basic routine activities, including the duties of their jobs. To learn how an Ontario lawyer may be able to help if you are suffering from injury-related mental health concerns, click here.
Researchers estimate that between 10-30% of people who have contracted COVID-19 will experience lingering, often debilitating symptoms. In Canada, COVID-19 “long-haulers” have reported experiencing serious symptoms for months following their initial infection. These long-term symptoms can affect patients’ quality of life and, in many cases, their ability to perform the duties of their jobs. However, many long-haulers are struggling to find support during this difficult time. Click here to learn more.
Some injuries, illnesses, and other chronic medical conditions may not manifest themselves through easily observable symptoms. However, even though the symptoms of these conditions may be “invisible” to others, they could still significantly impact a patient’s quality of life and their ability to earn a living. Since the symptoms of invisible injuries or illnesses cannot be quantified through objective medical evidence, it can be difficult for people suffering from them to receive long-term disability (LTD) benefits. Click here to read more.