Supporting Car Accident Victims: What Our Law Firm Can Do for You -1-800-JUSTICE®

This video outlines the comprehensive support offered by Preszler Injury Lawyers to accident victims in navigating their recovery and benefits. It highlights the importance of accessing medical treatment and rehabilitation services, which can amount to $65,000 under most insurance policies for non-minor injuries. The video explains the process for disputing denied benefits and emphasizes the expertise of a law firm in managing these claims effectively. Viewers will learn about additional benefits, such as income replacement and private disability plans, which can provide crucial financial support during recovery. Preszler Injury Lawyers aims to ensure clients receive the full range of benefits they are entitled to, including government assistance like Employment Insurance and Canada Pension Plan disability benefits. For more information, contact Jeffrey Preszler at 1-800-JUSTICE.

Part of what we do for accident victims is help them access all avenues of recovery and benefits that they, by law, have access to. This means we provide direction and advice on the types of treatment available to them. We also help assemble a team of rehabilitation therapists, physiotherapists, and medical practitioners to coordinate treatment, ensuring that clients receive the absolute best care possible. Often, this is facilitated through the accident benefit system.

Under most policies, when an injury is not considered minor, individuals have access to up to $65,000 worth of medical treatment. In addition to that, this $65,000 can also be used to access attendant care. In the event that surgery is required or supervisory care is needed, those benefits are available. However, the system requires a strict process that must be followed to access these benefits. It is incumbent upon the law firm—in this case, my firm—to help coordinate all of this for clients.

Additionally, there are occasions when insurance companies will deny requests for certain types of treatment. The law states that if a benefit has been denied, steps must be taken within a two-year period to dispute that denial. Filing the appropriate paperwork is a process that an individual can undertake, but a law firm has the expertise to handle it effectively. There are costs associated with this process, and it must be done properly. Specific forms must be filed, among other requirements.

When someone is injured in an accident, the number one thought most people have is, "How am I going to pay for my bills if I'm physically or mentally disabled?" Accessing these benefits is not a straightforward process, and there are additional benefits available under certain circumstances. Many people do not realize that when injured in an accident, such as an ATV accident, they can access what is called an income replacement benefit through the insurance company. This benefit will pay, under most standard policies, up to $400 per week.

We help identify other avenues of recovery or access to benefits that may be available. For instance, most people have access to private disability plans through their employer, such as short-term or long-term disability. Again, this is an application process that requires the completion of forms and the provision of medical certificates to the insurance company to open the policy and initiate payments. Most short-term disability policies will pay 90% or 100% of your income, while long-term disability policies generally pay between 60% to 70%.

What we do is ensure that the insurance companies are well-informed so that clients receive the benefits they have paid for. As a last resort, there are other government benefits available. For example, Employment Insurance (EI) can provide a sick leave benefit for up to 15 weeks, capped at $485. There is also a Canada Pension Plan (CPP) disability benefit that individuals can apply for through the federal government.

There are numerous benefits available, and it is interesting to note that depending on an individual's level of income, they may not be able to receive all these benefits simultaneously due to set-offs under the policies. For instance, under the accident benefit system, the first payer would be the private disability benefits, also known as short-term or long-term disability. If there is a shortfall for any reason, up to a maximum percentage, the income replacement benefit could then kick in.