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Accident Benefits


Income Replacement vs. Non-Earner Benefits for Ontario Car Accident Victims

If you were injured in a car accident, regardless of who was at-fault, you might be entitled to coverage through your insurance provider. The different types of mandatory automobile insurance included in all Ontario policies are outlined in the province’s Statutory Accident Benefits Schedule (SABS). Ontario’s SABS includes coverage for income replacement benefits if you … Continue reading “Income Replacement vs. Non-Earner Benefits for Ontario Car Accident Victims”

Can I Receive Accident Benefits if I Lose My Job After a Car Accident?

All automobile insurance policies in the province are required to include the coverage mandated by the Pntario Statutory Accident Benefits Schedule (SABS). If your injuries make it impossible for you to return to work, you may be eligible to collect income replacement benefits. Case Study: Sabadash v. State Farm, et al. What if you had … Continue reading “Can I Receive Accident Benefits if I Lose My Job After a Car Accident?”

How is “Pain and Suffering” Determined in Ontario?

Unlike some other Canadian provinces, in Ontario, jury trials are still regularly used in civil cases such as personal injury lawsuits. Are juries really fair to accident victims? In a 2016 case, Mandel v. Fakhim, an Ontario Superior Court judge expressed the opinion that “jury trials in civil cases seem to exist in Ontario solely … Continue reading “How is “Pain and Suffering” Determined in Ontario?”

Calculating Self-Employment Income Losses Following an Auto Accident

After an injury-causing motor vehicle collision, automobile insurance companies may be responsible for providing injured policyholders with income replacement benefits (IRBs) if their newly acquired medical conditions make it impossible for them to continue working. IRBs do not replace all of an accident victim’s pre-accident income. Rather, they provide payments of up to 70% of … Continue reading “Calculating Self-Employment Income Losses Following an Auto Accident”

Can My Insurer Demand an Independent Medical Examination Before Paying Out Accident Benefits?

Ontario is a “no-fault” jurisdiction with respect to motor vehicle accidents. This means that your own insurance company is expected to pay you certain statutory benefits if you are injured in a car crash. Ideally, the system is supposed to promptly compensate you without the need to jump through a bunch of legal hoops. Unfortunately, … Continue reading “Can My Insurer Demand an Independent Medical Examination Before Paying Out Accident Benefits?”

Ontario Judges Chastise SLASTO Executive Chair for “Reviewing” Accident Benefits Decision

If you are involved in any kind of litigation or contested judicial proceeding, you want to know that the person deciding your case will act fairly and impartially according to the law. This is especially important in car accident cases in which an injured driver or passenger seeks statutory accident benefits. Statutory benefits are a … Continue reading “Ontario Judges Chastise SLASTO Executive Chair for “Reviewing” Accident Benefits Decision”

How Ontario Limits Pain and Suffering Damages in a Car Accident

Car accident victims in Ontario face an uphill struggle when it comes to seeking damages from a negligent driver. First, the victim has to collect evidence and present it in a tort claim in court to prove the negligent driver is liable. Then, even after the other driver’s fault has been established, Ontario limits pain … Continue reading “How Ontario Limits Pain and Suffering Damages in a Car Accident”

Am I Entitled to Statutory Benefits for a Car Accident Outside of Ontario?

All automobile insurance providers in Ontario are required to provide their policyholders with the mandatory types of coverage outlines in the provincial Statutory Accident Benefits Schedule (SABS). Even though certain no-fault accident benefits should be available to all injured survivors of motor vehicle collisions, insurance companies do not always make it easy for policyholders to … Continue reading “Am I Entitled to Statutory Benefits for a Car Accident Outside of Ontario?”

 
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