If you were injured in a car accident, regardless of which driver was at-fault, you could be entitled to accident benefits through your insurance provider. That is because all automobile insurance policies in the province are required to offer coverage in accordance with the Ontario Statutory Accident Benefits Schedule (SABS). The no-fault accident benefits to … Continue reading “My Insurer Denied My Request for Statutory Accident Benefits: What Now?”
Recently, we addressed the question whether long-term disability benefits are taxable in Canada. As we saw, the answer to that question is complicated — some types of benefits are always taxable, some are never taxable, and some are only sometimes taxed. Today, we want to consider a similar question that has a much simpler answer: … Continue reading “Are Income Replacement Benefits Taxable?”
Previously, we discussed the Ontario Limitations Act and how it affects personal injury claims in Ontario. The statute of limitations is the time limit the government places on when you are able to file a claim. Each province has its own rules regarding statutes of limitation, and each type of claim (personal injury, breach of … Continue reading “Statute of Limitations for Car Accident Tort Claims in Ontario”
Qualifying for Non-Earner Benefits The survivors of motor vehicle accidents may qualify for non-earner benefits if they meet the following eligibility criteria: “The insured person suffers a complete inability to carry on a normal life as a result of and within 104 weeks after the accident and does not qualify for an income replacement benefit.” … Continue reading “What Are Non-Earner Benefits?”
Economic losses are monetary damages, or those demonstrable on a balance sheet. In the aftermath of an injury-causing accident, many survivors are forced to pay out-of-pocket for various injury-related expenses. They might lose wages if they are required to miss work to recover from their wages. They might suffer a reduced earning capacity because of their … Continue reading “An Overview of Economic Losses on Insurance Claims in Canada”
If you were injured in a motor vehicle collision, before your insurance company makes final determinations about the amount of accident benefits to which you may be entitled, you could qualify for interim statutory accident benefits. Depending on a number of factors and circumstances, certain injured car accident survivors may be entitled to this additional … Continue reading “What Are Interim Statutory Accident Benefits?”
Long-term disability benefits, or coverage for lost wages during long-term infirmary, are meant to protect you in the event of an unexpected injury or illness. They are very valuable assets on which many individuals and families rely when unable to return to work. Unfortunately, many long-term disability claims are denied upon the initial application. Should … Continue reading “3 Ways a Disability Lawyer May Be Able to Help Appeal Your Denied Claim”
